IZA Discussion Papers

Gabriela Aparicio, Vida Bobic, Fernando De Olloqui, María Carmen, María Carmen Fernández Diez, Maria Paula Gerardino, Oscar A. Mitnik, Sebastian Vargas Macedo

IZA Discussion Paper No. 13891

The Gender of Debt and Credit: Insights from Rural Tamil Nadu

Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul

published in: World Development, 2021, 146, 105363

IZA Discussion Paper No. 13818

Employment Effects of the Earned Income Tax Credit: Taking the Long View

Diane Whitmore Schanzenbach, Michael R. Strain

published in: Tax Policy and the Economy, 2021, 35, 87–129

IZA Discussion Paper No. 13629

The Economic Effects of COVID-19 and Credit Constraints: Evidence from Italian Firms' Expectations and Plans

Pierluigi Balduzzi, Emanuele Brancati, Marco Brianti, Fabio Schiantarelli

IZA Discussion Paper No. 13484

Universal Credit and Crime

Rocco d'Este, Alex Harvey

published as 'The Unintended Consequences of Welfare Reforms: Universal Credit, Financial Insecurity, and Crime' in: Journal of Law, Economics and Organization, 2024, 40 (1), 129 - 181

IZA Discussion Paper No. 13185

The Long Run Earnings Effects of a Credit Market Disruption

Effrosyni Adamopoulou, Marta De Philippis, Enrico Sette, Eliana Viviano

IZA Discussion Paper No. 12966

Consumer Debt and Default: A Macro Perspective

Florian Exler, Michèle Tertilt

IZA Discussion Paper No. 12930

Agricultural Credits and Agricultural Productivity: Cross-Country Evidence

Unal Seven, Semih Tumen

published in: Singapore Economic Review, 2020, 65, 161-183

IZA Discussion Paper No. 12926

Enterprising Women in Southern Africa: When Does Land Ownership Matter?

Zuzana Brixiova Schwidrowski, Thierry Kangoye, Fiona Tregenna

published in: Journal of Family and Economic Issues, 2020, 41 (1), 37 - 51

IZA Discussion Paper No. 12855

Evaluating the Success of President Johnson's War on Poverty: Revisiting the Historical Record Using a Full-Income Poverty Measure

Richard V. Burkhauser, Kevin Corinth, James Elwell, Jeff Larrimore

IZA Discussion Paper No. 12836

Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry

Kyle Herkenhoff, Gajendran Raveendranathan

published online in: Review of Economic Studies, rdae098, 24 October 2024

IZA Discussion Paper No. 12514

The Effects of Access to Credit on Productivity: Separating Technological Changes from Changes in Technical Efficiency

Nusrat Abedin Jimi, Plamen Nikolov, Mohammad Abdul Malek, Subal C. Kumbhakar

published in: Journal of Productivity Analysis, 2019, 52 (1-3), 37-55

IZA Discussion Paper No. 12481

Dual-Credit Courses and the Road to College: Experimental Evidence from Tennessee

Steven W. Hemelt, Nathaniel L. Schwartz, Susan Dynarski

published in: Journal of Policy Analysis and Management, 2020, 39 (3), 686-719

IZA Discussion Paper No. 12233

Credit Where It's Due: Investigating Pathways from EITC Expansion to Maternal Mental Health

Anuj Gangopadhyaya, Fredric Blavin, Jason Gates, Breno Braga

published in: Health Economics 29, no. 9, 2020

IZA Discussion Paper No. 12233

Credit Where It's Due: Investigating Pathways from EITC Expansion to Maternal Mental Health

Anuj Gangopadhyaya, Fredric Blavin, Jason Gates, Breno Braga

published in: Health Economics 29, no. 9, 2020

IZA Discussion Paper No. 12095

Measuring the Spatial Misallocation of Labor: The Returns to India-Gulf Guest Work in a Natural Experiment

Michael A. Clemens

IZA Discussion Paper No. 11819

Micro-Entrepreneurship and Subjective Well-Being: Evidence from Rural Bangladesh

Muhammad Faress Bhuiyan, Artjoms Ivlevs

published in: Journal of Business Venturing, 2019, 34 (4), 625-645

IZA Discussion Paper No. 11479

Organisational Accreditation and Worker Upskilling in Britain

Getinet Astatike Haile

published as 'Organisational accreditation, workforce training and perceptions of performance' in: Industrial Relations Journal, 2021, 52 (4), 291-314

IZA Discussion Paper No. 11257

Heterogeneous Effects of Credit Constraints on SMEs' Employment: Evidence from the Great Recession

David Cornille, François Rycx, Ilan Tojerow

published as 'Heterogeneous Effects of Credit Constraints on SME's Employment: Evidence from the European Sovereign Debt Crisis' in : Journal of Financial Stability, 2019, 41, 1-13

IZA Discussion Paper No. 11248

The Effectiveness of Hiring Credits

Pierre Cahuc, Stéphane Carcillo, Thomas Le Barbanchon

published in: Review of Economic Studies, 2019, 86 (2), 593-626.

IZA Discussion Paper No. 11196

Public Funding and Corporate Innovation

Mathias Beck, Martin Junge, Ulrich Kaiser

IZA Discussion Paper No. 10583

A Firm of One's Own: Experimental Evidence on Credit Constraints and Occupational Choice

Andrew Brudevold-Newman, Maddalena Honorati, Pamela Jakiela, Owen Ozier

IZA Discussion Paper No. 10455

Gender Disparities in Employment and Earnings in Sub-Saharan Africa: Evidence from Swaziland

Zuzana Brixiova Schwidrowski, Thierry Kangoye

updated and substantially revised and rewritten version available as IZA DP No. 14350

IZA Discussion Paper No. 10414

Lone Parents, Time-Limited In-Work Credits and the Dynamics of Work and Welfare

Mike Brewer, Jonathan Cribb

IZA Discussion Paper No. 10323

Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006

Luis Diaz-Serrano, Frank Gyimah Sackey

IZA Discussion Paper No. 10272

Migration and Development: Dissecting the Anatomy of the Mobility Transition

Thu Hien Dao, Frédéric Docquier, Christopher Parsons, Giovanni Peri

published in: Journal of Development Economics, 2018, 23(2), 223-258

IZA Discussion Paper No. 10046

The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan

Azhar Kahn, Twyeafur Rahman, Robert E. Wright

IZA Discussion Paper No. 10006

Effects of Credit Supply on Unemployment and Inequality

Subhayu Bandyopadhyay, Elias Dinopoulos, Bulent Unel

revised version published in: Federal Reserve Bank of St. Louis Review, 2018, 100 (4), 345-362

IZA Discussion Paper No. 9992

How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India

Sumon K. Bhaumik, Ali M. Kutan, Sudipa Majumdar

published in: European Journal of Finance, 2018, 24 (12), 1047 - 1062

IZA Discussion Paper No. 9529

Policy Levers to Increase Jobs and Increase Income from Work after the Great Recession

David Neumark

published in: IZA Journal of Labor Policy, 2015, 5, 6 (2016)

IZA Discussion Paper No. 9489

Job Creation, Small vs. Large vs. Young, and the SBA

J. David Brown, John S. Earle, Yana Morgulis

published in: John Haltiwanger, Erik Hurst, Javier Miranda, and Antoinette Schoar (eds.), Measuring Entrepreneurial Businesses: Current Knowledge and Challenges, University of Chicago Press, 2017, 371 - 410.

IZA Discussion Paper No. 9454

Welfare Implications of India's Employment Guarantee Programme with a Wage Payment Delay

Parantap Basu, Kunal Sen

IZA Discussion Paper No. 9340

Remittances and Credit Markets: Evidence from Senegal

Linguère Mously Mbaye

revised version published as 'Remittances and rural credit markets: Evidence from Senegal' in:Review of Development Economic, 2021, 25 (1), 183 - 199

IZA Discussion Paper No. 9238

Early Impacts of College Aid

Julio Cáceres-Delpiano, Eugenio Giolito, Sebastián Castillo

revised version published in: Economics of Education Review, 2018, 63, 154-166

IZA Discussion Paper No. 9146

The Employment Effects of State Hiring Credits

David Neumark, Diego Grijalva

published in: ILR Review, 2017, 70 (5), 1111-1145

IZA Discussion Paper No. 8999

Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana

Luis Diaz-Serrano, Frank Gyimah Sackey

published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.

IZA Discussion Paper No. 8657

Seasonal Credit Constraints and Agricultural Labor Supply: Evidence from Zambia

Günther Fink, Kelsey Jack, Felix Masiye

IZA Discussion Paper No. 8330

Do Hiring Credits Work in Recessions? Evidence from France

Pierre Cahuc, Stéphane Carcillo, Thomas Le Barbanchon

IZA Discussion Paper No. 8294

Recovery Performance of Primary Agriculture Credit Societies in India: An Assessment

Rabin Mazumder, Chandrasekhar Chakravarty, Amit Kumar Bhandari

IZA Discussion Paper No. 8000

The Economics of Human Development and Social Mobility

James J. Heckman, Stefano Mosso

published in: Annual Reviews of Economics, 2014, 6(1), 689-733

IZA Discussion Paper No. 7872

Financial Markets, Banks' Cost of Funding, and Firms' Decisions: Lessons from Two Crises

Pierluigi Balduzzi, Emanuele Brancati, Fabio Schiantarelli

published in: Journal of Financial Intermediation, 2018, 36, 1-15

IZA Discussion Paper No. 7851

The Effect of Credit Guarantees on R&D Investment of SMEs in Korea

Almas Heshmati

published in: Asian Journal of Technology Innovation, 2015, 23 (3), 407-421.

IZA Discussion Paper No. 7807

When Credit Dries Up: Job Losses in the Great Recession

Samuel Bentolila, Marcel Jansen, Gabriel Jiménez, Sonia Ruano

IZA Discussion Paper No. 7706

U.S. versus Sweden: The Effect of Alternative In-Work Tax Credit Policies on Labour Supply of Single Mothers

Rolf Aaberge, Lennart Flood

IZA Discussion Paper No. 7670

Catastrophic Job Destruction

Anabela Carneiro, Pedro Portugal, José Varejão

published as 'Catastrophic job Destruction during the Portuguese Economic Crisis' in: Journal of Macroeconomics, 2014, 39 (Part B), 444-457

IZA Discussion Paper No. 7479

Financial Liberalization and the Relationship-Specificity of Exports

Fabrice Defever, Jens Suedekum

published in: Economics Letters, 2014, 122 (3), 375-379

IZA Discussion Paper No. 7439

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Manuela Angelucci, Dean Karlan, Jonathan Zinman

substantially revised version published as "Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco" in: American Economic Journal: Applied Economics, 2015, 7 (1), 151-182

IZA Discussion Paper No. 7439

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Manuela Angelucci, Dean Karlan, Jonathan Zinman

substantially revised version published as "Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco" in: American Economic Journal: Applied Economics, 2015, 7 (1), 151-182

IZA Discussion Paper No. 7369

Families, Taxes and the Welfare System

Nicole B. Simpson

published in: Esther Redmount (eds): The Economics of the Family: How the Household Affects Markets and Economic Growth, 2013, 59-92

IZA Discussion Paper No. 7261

The Earned Income Tax Credit, Health, and Happiness

Casey Boyd-Swan, Chris M. Herbst, John Ifcher, Homa Zarghamee

published in: Journal of Economic Behavior & Organization, 2016, 126, 18-38

IZA Discussion Paper No. 7092

The Effect of Tip Credits on Earnings and Employment in the U.S. Restaurant Industry

William E. Even, David A. Macpherson

revised version published as "The Effect of the Tipped Minimum Wage on Employees in the U.S. Restaurant Industry" in: Southern Economic Journal, 2014, 80 (3), 633-655

IZA Discussion Paper No. 6898

Indebted and Overweight: The Link Between Weight and Household Debt

Susan L. Averett, Julie K. Smith

published as 'Financial hardship and obesity' in: Economics and Human Biology, 2014, 15, 201-212

IZA Discussion Paper No. 6866

Constrained Firms, Not Subsistence Activities: Evidence on Capital Returns and Accumulation in Peruvian Microenterprises

Kristin Göbel, Michael Grimm, Jann Lay

published in: Labour Economics, 2015, 33, 94-110

IZA Discussion Paper No. 6750

Toward the Integration of Personality Theory and Decision Theory in the Explanation of Economic and Health Behavior

Aldo Rustichini, Colin G. DeYoung, Jon E. Anderson, Stephen V. Burks

revised version published as 'Toward the Integration of Personality Theory and Decision Theory in the Explanation of Economic Behavior' in: Journal of Behavioral and Experimental Economics, 2016, 64, 122-137

IZA Discussion Paper No. 6719

The Effects of Credit Status on College Attainment and College Completion

Dora Gicheva, Felicia Ionescu, Nicole B. Simpson

IZA Discussion Paper No. 6671

How Are Firms Affected by the Crisis and How Do They React?

Niels C. Westergård-Nielsen, Ioana Neamtu

IZA Discussion Paper No. 6594

Monitoring Costs, Credit Constraints and Entrepreneurship

Sanjay Banerji, Rajesh S.N. Raj, Kunal Sen

published in: Manchester School, 2016, 84 (5), 573 - 599

IZA Discussion Paper No. 6328

Inequality, Human Capital Formation and the Process of Development

Oded Galor

published in: Handbook of Economics of Education, North Holland. 2014.

IZA Discussion Paper No. 6193

Credit Constraints and Productive Entrepreneurship in Africa

Mina Baliamoune-Lutz, Zuzana Brixiova Schwidrowski, Leonce Ndikumana

IZA Discussion Paper No. 6107

The Returns to Four-Year College for Academically Marginal Students

Seth D. Zimmerman

published as 'The Returns to College Admission for Academically Marginal Students' in: Journal of Labor Economics, 2014, 32 (4), 711-754

IZA Discussion Paper No. 6093

Funding Self-Employment: The Role of Consumer Credit

Christoph Kneiding, Alexander S. Kritikos

published in: Applied Economics, 2013, 45 (13), 1741-1749

IZA Discussion Paper No. 6071

The Effects of Female Labor Force Participation on Obesity

Pedro Gomis-Porqueras, Oscar A. Mitnik, Adrian Peralta-Alva, Maximilian D. Schmeiser

IZA Discussion Paper No. 6027

Business Cycle Effects of Credit and Technology Shocks in a DSGE Model with Firm Defaults

M. Hashem Pesaran, TengTeng Xu

IZA Discussion Paper No. 5967

Migrant Entrepreneurs and Credit Constraints under Labour Market Discrimination

Paul Frijters, Tao Sherry Kong, Xin Meng

IZA Discussion Paper No. 5767

Why Use ROSCAs When You Can Use Banks? Theory and Evidence from Ethiopia

Abbi M. Kedir, Richard Disney, Indraneel Dasgupta

IZA Discussion Paper No. 5346

Urban Infrastructure and Economic Development: Experimental Evidence from Street Pavement

Marco Gonzalez-Navarro, Climent Quintana-Domeque

revised version published as 'Paving the Streets for the Poor: Experimental Analysis of Infrastructure Effects' in: Review of Economics and Statistics, 2016, 98 (2), 254-267.

IZA Discussion Paper No. 5159

Economic Governance of MFIs: Inside the Black Box

Thankom Gopinath Arun, Samuel Annim

IZA Discussion Paper No. 4804

Gambling and the Use of Credit: An Individual and Household Level Analysis

Sarah Brown, Andy Dickerson, Jolian McHardy, Karl Taylor

published in: Applied Economics, 2011, 44 (35), 4639-4650

IZA Discussion Paper No. 4758

Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?

Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson

IZA Discussion Paper No. 4699

On the Measurement of Long-Term Income Inequality and Income Mobility