The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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104 IZA Discussion Papers
IZA Discussion Paper No. 18149
Public Payment Mandates and Provider Supply
Lauren Hoehn-Velasco, Yu-Ting Huang, Olanrewaju Yusuff
IZA Discussion Paper No. 17190
The Impact of Children's Access to Public Health Insurance on Their Cognitive Development and Behavior
Marie C. Hull, Ji Yan
published in: Journal of Health Economics, 2024, 98, 102935
IZA Discussion Paper No. 17190
The Impact of Children's Access to Public Health Insurance on Their Cognitive Development and Behavior
Marie C. Hull, Ji Yan
published in: Journal of Health Economics, 2024, 98, 102935
IZA Discussion Paper No. 17185
Evaluating and Pricing Health Insurance in Lower-Income Countries: A Field Experiment in India
Anup Malani, Cynthia Kinnan, Gabriella Conti, Kosuke Imai, Morgen Miller, Shailender Swaminathan, Alessandra Voena, Bartek Woda
IZA Discussion Paper No. 17094
Comprehensive Assessment of the Impact of Mandatory Community-Based Health Insurance in Burkina Faso
Delphine Boutin, Laurene Petifour, Yvonne Allard, Souleymane Kontoubré, Valéry Ridde
published in: Social Science & Medicine, 2025, 371, 117870
IZA Discussion Paper No. 17090
Nonlinear Reimbursement Rules for Preventive and Curative Medical Care
Helmuth Cremer, Jean-Marie Lozachmeur
IZA Discussion Paper No. 16879
Impact of Time of Diagnosis on Out-of-Pocket Costs of Cancer Treatment, a Side Effect of Health Insurance Design in Australia
Maryam Naghsh Nejad, Kees Van Gool
published in: Health Policy, 2024, 145, 105055
IZA Discussion Paper No. 16861
Evaluating and Pricing Health Insurance in Lower-Income Countries: A Field Experiment in India
Anup Malani, Cynthia Kinnan, Gabriella Conti, Kosuke Imai, Morgen Miller, Shailender Swaminathan, Alessandra Voena, Bartek Woda
IZA Discussion Paper No. 16844
Medicare Austerity Reforms and Patient Out-of-Pocket Costs: The Experience from Australian Cancer Patients
Maryam Naghsh Nejad, Kees Van Gool, Philip Haywood, Jane Hall
published in: Health Policy, 2025, 155, 105296
IZA Discussion Paper No. 16778
Patient Cost-Sharing and Redistribution in Health Insurance
Tobias J. Klein, Martin Salm, Suraj Upadhyay
IZA Discussion Paper No. 16629
Health Inequality and Health Insurance Coverage: The United States and China Compared
Joan Costa-Font, Frank A. Cowell, Xuezhu Shi
published in: Economics and Human Biology, 2024, 52, 101346
IZA Discussion Paper No. 16248
Financial Incentives and Private Health Insurance Demand on the Extensive and Intensive Margins
Nathan Kettlewell, Yuting Zhang
published in: Journal of Health Economics, 2024, 94, 102863
IZA Discussion Paper No. 15834
Market Facilitation Program Payments, Employer-Sponsored Health Insurance Coverage and Off-Farm Employment
Ashok K. Mishra, Alexis H. Villacis, Cristina D. M. Miller
IZA Discussion Paper No. 15494
The Effect of Universal Health Care on the Out-Of-Pocket Health Expenditures: Evidence from a Natural Experiment
Muhammad Asali, Valida Pantsulaia
IZA Discussion Paper No. 15490
The Effect of Health Insurance on Child Nutritional Outcomes. Evidence from a Regression Discontinuity Design in Peru
Noelia Bernal, Joan Costa-Font, Patricia Ritter
IZA Discussion Paper No. 15489
Age-Based Health Insurance Coverage Policies and Mental Health
Yiran Han, Baris Yörük
IZA Discussion Paper No. 15346
Does Public Policy Affect Attitudes? Evidence from Age-Based Health Insurance Coverage Policies in the United States
Baris Yörük
published in: Journal of Economic Behavior & Organization, 2023, 205, 287-302
IZA Discussion Paper No. 15262
Health Insurance Coverage, Government Payments, and Labor Allocation
Cristina D. M. Miller, Ashok K. Mishra
IZA Discussion Paper No. 14913
Effect of Health Insurance in India: A Randomized Controlled Trial
Anup Malani, Phoebe Holtzman, Kosuke Imai, Cynthia Kinnan, Morgen Miller, Shailender Swaminathan, Alessandra Voena, Bartek Woda, Gabriella Conti
IZA Discussion Paper No. 14901
Age Penalties and Take-up of Private Health Insurance
Nathan Kettlewell, Yuting Zhang
published in: Health Economics, 2024, 33 (4), 636-651
IZA Discussion Paper No. 14891
The Cost of Health Insurance and Entry into Entrepreneurship
Frank M. Fossen, Mobarak Hossain, Sankar Mukhopadhyay, Peter Toth
revised version published in: Small Business Economics, 2025, 64, 383-405
IZA Discussion Paper No. 14886
Testing for Ethnic Discrimination in Outpatient Health Care: Evidence from a Field Experiment in Germany
Martin Halla, Christopher Kah, Rupert Sausgruber
IZA Discussion Paper No. 14685
The Right to Health and the Health Effects of Denials
Sonia R. Bhalotra, Manuel Fernandez Sierra
IZA Discussion Paper No. 14633
Buying Control? 'Locus of Control' and the Uptake of Supplementary Health Insurance
Eric Bonsang, Joan Costa-Font, Sonja C. de New
published in: Journal of Economic Behaviour and Organisation, 2022, 204, 466 - 489
IZA Discussion Paper No. 14541
An Examination of the Intracorrelation of Family Health Insurance
Marion Aouad
IZA Discussion Paper No. 14089
The Effects of the Affordable Care Act Dependent Coverage Mandate on Parents' Labor Market Outcomes
Seonghoon Kim, Kanghyock Koh
published in: Labour Economics, 2022, 75, 102128
IZA Discussion Paper No. 14035
Illicit Drugs and the Decline of the Middle Class
Volker Grossmann, Holger Strulik
published in: Journal of Economic Behavior & Organization, 2021, 183, 718-743
IZA Discussion Paper No. 13767
Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies
Christian P. R. Schmid, Nicolas Schreiner, Alois Stutzer
revised version published in: Journal of the European Economic Association, 2022, 20 (5), 1829-1858
IZA Discussion Paper No. 13445
Subjective Expectations for Health Service Use and Consequences for Health Insurance Behavior
Nathan Kettlewell
published as 'The informational content of subjective expectations for health service use' in: BMC Health Services Research, 2021, 21, 464 (2021)
IZA Discussion Paper No. 13200
The Value of Health Insurance during a Crisis: Effects of Medicaid Implementation on Pandemic Influenza Mortality
Karen Clay, Joshua Lewis, Edson Severnini, Xiao Wang
published in: Review of Economics and Statistics, 2024, 106 (5), 1393 - 1402
IZA Discussion Paper No. 13119
Effects of the Affordable Care Act Dependent Coverage Mandate on Health Insurance Coverage for Individuals in Same-Sex Couples
Christopher S. Carpenter, Gilbert Gonzales, Tara McKay, Dario Sansone
published in: Demography , 2021, 58 (5), 1897-1929
IZA Discussion Paper No. 13108
The Response to Dynamic Incentives in Insurance Contracts with a Deductible: Evidence from a Differences-in-Regression-Discontinuities Design
Tobias J. Klein, Martin Salm, Suraj Upadhyay
revised version published in: Journal of Public Economics, 2022, 210, 104660
IZA Discussion Paper No. 12997
State Medicaid Expansion and the Self-Employed
Jun Yeong Lee, John V. Winters
IZA Discussion Paper No. 12779
The Impact of Medicaid on Medical Utilization in a Vulnerable Population: Evidence from COFA Migrants
Timothy J. Halliday, Randall K. Q. Akee, Tetine Sentell, Megan Inada, Jill Miyamura
IZA Discussion Paper No. 12731
How Do Low-Income Enrollees in the Affordable Care Act Marketplaces Respond to Cost-Sharing?
Kurt Lavetti, Thomas DeLeire, Nicolas R. Ziebarth
revised version published in: Journal of Risk and Insurance, 2023, 90 (1), 155 - 183
IZA Discussion Paper No. 12636
The Effects of the Affordable Care Act Medicaid Expansion on Subjective Well-being
Seonghoon Kim, Kanghyock Koh
published in: Health Economics, 2022, 31(1), 233-249
IZA Discussion Paper No. 12606
Minimum Wages and the Health and Access to Care of Immigrants' Children
Susan L. Averett, Julie K. Smith, Yang Wang
IZA Discussion Paper No. 12552
Did the ACA Medicaid Expansion Save Lives?
Mark Borgschulte, Jacob Vogler
published in Journal of Health Economics, 2020, 72, 102333
IZA Discussion Paper No. 12552
Did the ACA Medicaid Expansion Save Lives?
Mark Borgschulte, Jacob Vogler
published in Journal of Health Economics, 2020, 72, 102333
IZA Discussion Paper No. 12233
Credit Where It's Due: Investigating Pathways from EITC Expansion to Maternal Mental Health
Anuj Gangopadhyaya, Fredric Blavin, Jason Gates, Breno Braga
published in: Health Economics 29, no. 9, 2020
IZA Discussion Paper No. 12089
Labor-Market Concentration and Labor Compensation
Yue Qiu, Aaron Sojourner
IZA Discussion Paper No. 11988
The Effect of a Ban on Gender-Based Pricing on Risk Selection in the German Health Insurance Market
Shan Huang, Martin Salm
revised version published in: Health Economics, 2020, 29, 3-17
IZA Discussion Paper No. 11892
The Effect of Health Insurance Reform: Evidence from China
Huajing He, Patrick J. Nolen
published in: China Economic Review, 2019, 53, 168 - 179
IZA Discussion Paper No. 11879
Does Health Insurance Make People Happier? Evidence from Massachusetts' Healthcare Reform
Seonghoon Kim, Kanghyock Koh
published as 'Health insurance and subjective well-being: Evidence from two healthcare reforms in the United States' in: Health Economics, 2022, 31 (1), 233-249
IZA Discussion Paper No. 11751
Adverse Selection in Low-Income Health Insurance Markets: Evidence from a RCT in Pakistan
Torben Fischer, Markus Frölich, Andreas Landmann
published in: American Economic Journal: Applied Economics, 2023, 15 (3), 313–340
IZA Discussion Paper No. 11706
The Value of Health Insurance: A Household Job Search Approach
Gabriella Conti, Rita Ginja, Renata Narita
forthcoming in: Journal of Labor Economics
IZA Discussion Paper No. 11628
Bismarck's Health Insurance and the Mortality Decline
Stefan Bauernschuster, Anastasia Driva, Erik Hornung
published in: Journal of the European Economic Association, 2020, 18 (5), 2561-2607
IZA Discussion Paper No. 11627
Impacts of Shifting Responsibility for High-Cost Individuals on Health Insurance Exchange Plan Premiums and Cost-Sharing Provisions
Sankar Mukhopadhyay, Jeanne Wendel, Miaomiao Zou
published in: Journal of Health Economics, 2019, 66, 180-194.
IZA Discussion Paper No. 11508
Does the Framing of Patient Cost-Sharing Incentives Matter? The Effects of Deductibles vs. No-Claim Refunds
Arthur P. Hayen, Tobias J. Klein, Martin Salm
published in: Journal of Health Economics, 2021, 80, 102520
IZA Discussion Paper No. 11469
The Effects of DACA on Health Insurance, Access to Care, and Health Outcomes
Osea Giuntella, Jakub Lonsky
published in: Journal of Health Economics, 2020, 72, 102320
IZA Discussion Paper No. 11468
Effects of the Affordable Care Act on Health Behaviors after Three Years
Charles Courtemanche, James Marton, Benjamin Ukert, Aaron Yelowitz, Daniela Zapata
published in: INQUIRY: The Journal of Health Care Organization, Provision, and Financing, 2018, 55
IZA Discussion Paper No. 11444
Ambulance Utilization in New York City after the Implementation of the Affordable Care Act
Charles Courtemanche, Andrew I. Friedson, Daniel I. Rees
published as 'Association of Ambulance Use in New York City With the Implementation of the Patient Protection and Affordable Care Act ' in: JAMA Network Open, 2019, 2 (6), e196419.
IZA Discussion Paper No. 11180
Can Regional Decentralisation Shift Health Care Preferences?
Joan Costa-Font, Ada Ferrer-i-Carbonell
published as 'Does Devolution Influence the Choice and Quality of Public (vs Private) Health Care?' in: Journal of Economic Behaviour & Organisation, 2022, 202, 632-653
IZA Discussion Paper No. 11117
Long-Run Consequences of Health Insurance Promotion: Evidence from a Field Experiment in Ghana
Patrick Opoku Asuming, Hyuncheol Bryant Kim, Armand Sim
IZA Discussion Paper No. 10951
The Affordable Care Act and Ambulance Response Times
Charles Courtemanche, Andrew I. Friedson, Andrew P. Koller, Daniel I. Rees
published in: Journal of Health Economics, 2019, 67, 102213
IZA Discussion Paper No. 10939
The Joint Effects of a Health Insurance and a Public Works Scheme in Rural Ethiopia
Zemzem Shigute, Christoph Strupat, Francesco Burchi, Getnet Alemu, Arjun S. Bedi
published in: Journal of Development Studies, 2020, 56 (2), 431 - 448
IZA Discussion Paper No. 10916
Minimum Wages and the Health of Hispanic Women
Susan L. Averett, Julie K. Smith, Yang Wang
IZA Discussion Paper No. 10871
Exit, Voice or Loyalty? An Investigation into Mandated Portability of Front-Loaded Private Health Plans
Juan Pablo Atal, Hanming Fang, Martin Karlsson, Nicolas R. Ziebarth
published in: Journal of Risk and Insurance, 2019, 86 (3), 697-727
IZA Discussion Paper No. 10870
Introducing Risk Adjustment and Free Health Plan Choice in Employer-Based Health Insurance: Evidence from Germany
Adam Pilny, Ansgar Wübker, Nicolas R. Ziebarth
published in: Journal of Health Economics, 2017, 56, 330-351
IZA Discussion Paper No. 10746
The Effects of Health Insurance Parity Laws for Substance Use Disorder Treatment on Traffic Fatalities: Evidence of Unintended Benefits
Ioana Popovici, J. Catherine Maclean, Michael French
IZA Discussion Paper No. 10744
Nudging Households to Take Up Health Insurance: Evidence from a Randomized Experiment in Burkina Faso
Fadima Bocoum, Michael Grimm, Renate Hartwig, Nathalie Zongo
published as 'Can information increase the understanding and uptake of insurance? Lessons from a randomized experiment in rural Burkina Faso' in: Social Science and Medicine, 2019, 220, 102-111.
IZA Discussion Paper No. 10649
Early Effects of the Affordable Care Act on Health Care Access, Risky Health Behaviors, and Self-Assessed Health
Charles Courtemanche, James Marton, Benjamin Ukert, Aaron Yelowitz, Daniela Zapata
published in: Southern Economic Journal, 2018, 84 (3), 660 - 691
IZA Discussion Paper No. 10578
State Health Insurance Mandates and Labor Market Outcomes: New Evidence on Old Questions
Yaa Akosa Antwi, J. Catherine Maclean
IZA Discussion Paper No. 10478
Health Insurance Expansions and Provider Behavior: Evidence from Substance Use Disorder Providers
J. Catherine Maclean, Ioana Popovici, Elisheva Rachel Stern
IZA Discussion Paper No. 10122
Health Insurance and Child Health: Evidence from Mexico
Gabriella Conti, Rita Ginja
published as 'Who Benefits From Free Health Insurance: Evidence from Mexico' in: Journal of Human Resources, 2023, 58 (1), 146-182
IZA Discussion Paper No. 9922
Community-Based Health Insurance and Out-of-Pocket Healthcare Spending in Africa: Evidence from Rwanda
Andinet Woldemichael, Daniel Zerfu Gurara, Abebe Shimeles
IZA Discussion Paper No. 9833
Uptake of Health Insurance and the Productive Safety Net Program in Rural Ethiopia
Zemzem Shigute, Anagaw Derseh Mebratie, Robert Sparrow, Zelalem Yilma, Getnet Alemu, Arjun S. Bedi
published in: Social Science and Medicine, 2017, 176, 133-141
IZA Discussion Paper No. 9833
Uptake of Health Insurance and the Productive Safety Net Program in Rural Ethiopia
Zemzem Shigute, Anagaw Derseh Mebratie, Robert Sparrow, Zelalem Yilma, Getnet Alemu, Arjun S. Bedi
published in: Social Science and Medicine, 2017, 176, 133-141
IZA Discussion Paper No. 9832
Beyond Job Lock: Impacts of Public Health Insurance on Occupational and Industrial Mobility
Ammar Farooq, Adriana Kugler
IZA Discussion Paper No. 9772
Cost-Sharing and Use of Health Services in Italy: Evidence from a Fuzzy Regression Discontinuity Design
Michela Ponzo, Vincenzo Scoppa
published in: Economic Modelling, 2021, 103, 105599.
IZA Discussion Paper No. 9710
It's About Time: Effects of the Affordable Care Act Dependent Coverage Mandate on Time Use
Gregory Colman, Dhaval M. Dave
IZA Discussion Paper No. 9481
Overconfidence and Health Insurance Participation among the Elderly
Wei Huang, Mi Luo
IZA Discussion Paper No. 9324
The Affordable Care Act and the Growth of Involuntary Part-Time Employment
William E. Even, David A. Macpherson
revised version published in: ILR Review, 2019, 72 (4), 955-980
IZA Discussion Paper No. 9292
Health Insurance Benefit Mandates and the Firm-Size Distribution
James Bailey, Douglas A. Webber
published in: Journal of Risk and Insurance, 2018, 85 (2), 577-595
IZA Discussion Paper No. 9265
Nonparametric Kernel Estimation of the Impact of Tax Policy on the Demand for Private Health Insurance in Australia
Xiaodong Gong, Jiti Gao
published in: Australia & New Zealand Journal of Statistics, 2018, 60 (3), 374- 393
IZA Discussion Paper No. 9094
Insuring against Health Shocks: Health Insurance and Household Choices
Kai Liu
published in: Journal of Health Economics, 2016, 45, 16 - 32
IZA Discussion Paper No. 8816
Public Health Insurance and Entry into Self-Employment
Frank M. Fossen, Johannes König
revised version published in: Small Business Economics, 2017, 49 (3), 647-669
IZA Discussion Paper No. 8815
The Design of Insurance Coverage for Medical Products under Imperfect Competition
David Bardey, Helmuth Cremer, Jean-Marie Lozachmeur
published in: Journal of Public Economics, 2016, 137, 28 -37
IZA Discussion Paper No. 8635
The Impact of Health Insurance on Stockholding: A Regression Discontinuity Approach
Dimitris Christelis, Dimitris Georgarakos, Anna Sanz-de-Galdeano
revised version published in: Journal of Health Economics, 2020, 69, 102246.
IZA Discussion Paper No. 8213
The Effects of Access to Health Insurance for Informally Employed Individuals in Peru
Noelia Bernal, Miguel A. Carpio, Tobias J. Klein
published in: Journal of Public Economics, 2017, 154, 122-136
IZA Discussion Paper No. 8187
The Effect of Public Insurance Coverage for Childless Adults on Labor Supply
Laura Dague, Thomas DeLeire, Lindsey Leininger
published in: American Econonomic Review, 2017, 9 (2), 124 - 154
IZA Discussion Paper No. 7785
Job Lock: Evidence from a Regression Discontinuity Design
Robert W. Fairlie, Kanika Kapur, Susan Gates
IZA Discussion Paper No. 7337
Can Microinsurance Help Prevent Child Labor? An Impact Evaluation from Pakistan
Andreas Landmann, Markus Frölich
published in: Journal of Health Economics, 2015, 39, 51-59
IZA Discussion Paper No. 7251
Social Learning and Health Insurance Enrollment: Evidence from China's New Cooperative Medical Scheme
Hong Liu, Qi Sun, Zhong Zhao
published in: Journal of Economic Behavior and Organization, 2014, 97, 84–102
IZA Discussion Paper No. 6920
The Problem of the Uninsured
Isaac Ehrlich, Yong Yin
published in: Ehrlich, Isaac; Yin, Yong (eds.), Research in Economics, 2018, 72 (1), 147-168
IZA Discussion Paper No. 6768
Impact of China's Urban Resident Basic Medical Insurance on Health Care Utilization and Expenditure
Hong Liu, Zhong Zhao
published as 'Does Health Insurance Matter? Evidence from China's Urban Resident Basic Medical Insurance' in: Journal of Comparative Economics, 2014, 42 (4), 1007-1020
IZA Discussion Paper No. 6439
The Impact of Colombia's Pension and Health Insurance Systems on Informality
Valentina Calderón-Mejía, Ioana E. Marinescu
IZA Discussion Paper No. 6241
In Absolute or Relative Terms? How Framing Prices Affects the Consumer Price Sensitivity of Health Plan Choice
Hendrik Schmitz, Nicolas R. Ziebarth
revised version published as: 'Does Price Framing Affect the Consumer Price Sensitivity of Health Plan Choice?' in: Journal of Human Resources, 2017, 52(1): 89-128
IZA Discussion Paper No. 6124
The Impact of the Macroeconomy on Health Insurance Coverage: Evidence from the Great Recession
John Cawley, Asako S. Moriya, Kosali Simon
published in: Health Economics, 2015, 24 (2), 206 - 223
IZA Discussion Paper No. 5952
Opt Out or Top Up? Voluntary Healthcare Insurance and the Public vs. Private Substitution
Daniele Fabbri, Chiara Monfardini
published in: Oxford Bulletin of Economics and Statistics, 2016, 78 (1), 75-93
IZA Discussion Paper No. 5203
Is Employer-Based Health Insurance a Barrier to Entrepreneurship?
Robert W. Fairlie, Kanika Kapur, Susan Gates
published in: Journal of Health Economics, 2011, 30 (1), 146-162
IZA Discussion Paper No. 5004
The Effect of Private Health Insurance on Medical Care Utilization and Self-Assessed Health in Germany
Patrick Hullegie, Tobias J. Klein
published in: Health Economics, 2010, 19 (9), 1048-1062
IZA Discussion Paper No. 4152
The Effect of an Employer Health Insurance Mandate on Health Insurance Coverage and the Demand for Labor: Evidence from Hawaii
Thomas C. Buchmueller, John DiNardo, Robert G. Valletta
published in: American Economic Journal: Economic Policy, 2011, 3 (4), 25-51
IZA Discussion Paper No. 3952
Self-Employment and the Role of Health Insurance
Gulcin Gumus, Tracy L. Regan
revised version published in: Journal of Business Venturing, 2015, 30 (3), 357-374
IZA Discussion Paper No. 3708
Race, Ethnicity and the Dynamics of Health Insurance Coverage
Robert W. Fairlie, Rebecca A. London
published in: Research in Labor Economics, 29, 2009, 335 - 373
IZA Discussion Paper No. 3698
A Dynamic Analysis of the Demand for Health Insurance and Health Care
Jonneke Bolhaar, Maarten Lindeboom, Bas van der Klaauw
published in: European Economic Review, 2012, 56 (4), 669-690
IZA Discussion Paper No. 3662
New Evidence on the Motherhood Wage Gap
Catalina Amuedo-Dorantes, Jean Kimmel
IZA Discussion Paper No. 2866
Tax Incentives as a Solution to the Uninsured: Evidence from the Self-Employed
Gulcin Gumus, Tracy L. Regan
revised version published in: Inquiry, 2013, 50 (4), 275-295.
IZA Discussion Paper No. 2472
A Dynamic Model of Demand for Private Health Insurance in Ireland
Claire Finn, Colm P. Harmon
IZA Discussion Paper No. 1803
Medical Interventions among Pregnant Women in Fee-for-Service and Managed Care Insurance: A Propensity Score Analysis
Leo Turcotte, John Robst, Solomon Polachek
published in: Applied Economics, 2006, 38 (13), 1513-1525
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