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IZA Discussion Papers

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The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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396 IZA Discussion Papers
IZA Discussion Paper No. 10451
Wage Risk, Employment Risk and the Rise in Wage Inequality
Ariel Mecikovsky, Felix Wellschmied
IZA Discussion Paper No. 10311
Buffer-Stock Saving and Households' Response to Income Shocks
Giulio Fella, Serafin Frache, Winfried Koeniger
revised version published in: International Economic Review, 2020, 61, 1359-1382.
IZA Discussion Paper No. 10309
Conditional Cash Transfers: Do They Change Time Preferences and Educational Aspirations?
Diana Contreras Suarez, Lisa A. Cameron
published as 'Conditional Cash Transfers: Do They Result in More Patient Choices and Increased Educational Aspirations?' in: Economic Development and Cultural Change, 2020, 68 (3), 729 - 761
IZA Discussion Paper No. 10131
Measuring Women's Empowerment in Rwanda
Abdou Musonera, Almas Heshmati
published in: A. Heshmati (ed.), Studies on Economic Development and Growth in Selected African Countries, Springer, 2017
IZA Discussion Paper No. 10013
Pension Incentives and the Retirement Decisions of Couples
Kadir Atalay, Garry F. Barrett
published in: Journal of Population Economics, 2019, 32 (3), 735 - 767
IZA Discussion Paper No. 9572
Unemployment Risk and Over-Indebtedness: A Micro-Econometric Perspective
Philip Du Caju, François Rycx, Ilan Tojerow
also available as: European Central Bank Working Papers, 2016, No. 1908
IZA Discussion Paper No. 9409
Household Debt and Crises of Confidence
Thomas Hintermaier, Winfried Koeniger
revised version published in: Quantitative Economics, 2018, 9, 1489-1542.
IZA Discussion Paper No. 9377
Life-Cycle and Intergenerational Effects of Child Care Reforms
Marc K. Chan, Kai Liu
published in: Quantitative Economics, 2018, 9 (2), 659 - 706
IZA Discussion Paper No. 9344
Earnings and Consumption Dynamics: A Nonlinear Panel Data Framework
Manuel Arellano, Richard Blundell, Stephane Bonhomme
published in: Econometrica, 2017, 85 (3), 693 - 734
IZA Discussion Paper No. 9256
Wage Risk and the Value of Job Mobility in Early Employment Careers
Kai Liu
published in: Journal of Labor Economics, 2019, 37 (1), 139 - 185
IZA Discussion Paper No. 9255
Explaining the Gender Wage Gap: Estimates from a Dynamic Model of Job Changes and Hours Changes
Kai Liu
published in: Quantitative Economics, 2016, 7, 411- 447
IZA Discussion Paper No. 8979
Partial Insurance and Investments in Children
Pedro Carneiro, Rita Ginja
published in: Economic Journal, 2016, 126, F66 -F95
IZA Discussion Paper No. 8838
The Welfare Effects of Asset Means-Testing Income Support
Felix Wellschmied
published in: Quantitative Economics, 2021, 12, 217-249
IZA Discussion Paper No. 8692
Political Uncertainty and Household Savings
Rolf Aaberge, Kai Liu, Yu Zhu
published in: Journal of Comparative Economics, 45 (2017): 154-170
IZA Discussion Paper No. 8502
Relative Concerns for Consumption at the Top: An Intertemporal Analysis for the UK
Climent Quintana-Domeque, Johannes Wohlfart
revised version published in: Journal of Economic Behavior and Organization, 2016, 129, 172-194.
IZA Discussion Paper No. 8389
Income Receipt and Mortality: Evidence from Swedish Public Sector Employees
Elvira Andersson, Petter Lundborg, Johan Vikström
published in: Journal of Public Economics, 2015, 131, 21 - 32
IZA Discussion Paper No. 8309
Loss Aversion in the Laboratory
William G. Morrison, Robert J. Oxoby
IZA Discussion Paper No. 8103
The Superstar Quest: Does Youth Talent Predict Professional Success for Female and Male Tennis Players?
Wayne A. Grove, Michael Jetter
IZA Discussion Paper No. 8060
Effects of Stress on Economic Decision-Making: Evidence from Laboratory Experiments
Liam Delaney, Günther Fink, Colm P. Harmon
IZA Discussion Paper No. 8021
Procrastination, Academic Success and the Effectiveness of a Remedial Program
Maria De Paola, Vincenzo Scoppa
published in: Journal of Economic Behavior and Organization, 2015, 115, 217–236
IZA Discussion Paper No. 7916
Labor Income Dynamics and the Insurance from Taxes, Transfers, and the Family
Richard Blundell, Michael Graber, Magne Mogstad
published in: Journal of Public Economics, 2015, 127, 58-73
IZA Discussion Paper No. 7901
Loose Knots: Strong versus Weak Commitments to Save for Education in Uganda
Dean Karlan, Leigh L. Linden
IZA Discussion Paper No. 7769
Does Patience Matter for Marriage Stability? Some Evidence from Italy
Maria De Paola, Francesca Gioia
published in: Review of Economics of the Household, 2014, 15, 549 - 577
IZA Discussion Paper No. 7407
Post Schooling Human Capital Investments and the Life Cycle Variance of Earnings
Thierry Magnac, Nicolas Pistolesi, Sébastien Roux
published in: Journal of Political Economy, 2018, 126(3), 1219-1249.
IZA Discussion Paper No. 7317
Evidence on Individual Preferences for Longevity Risk
Gaëtan Delprat, Marie-Louise Leroux, Pierre-Carl Michaud
IZA Discussion Paper No. 7165
Time Preferences and Lifetime Outcomes
Bart H.H. Golsteyn, Hans Grönqvist, Lena Lindahl
published as 'Adolescent Time Preferences Predict Lifetime Outcomes' in: Economic Journal, 2014, 124 (580), F739-F761
IZA Discussion Paper No. 7155
Inequality of Opportunity, Income Inequality and Economic Mobility: Some International Comparisons
Paolo Brunori, Francisco H. G. Ferreira, Vito Peragine
published in: Eva Paus (ed.), Getting Development Right, New York, NY: Palgrave Macmillan, 2013
IZA Discussion Paper No. 7154
Framing Effects in an Employee Savings Scheme: A Non-Parametric Analysis
Peter Kooreman, Bertrand Melenberg, Henriëtte M. Prast, Nathanaël Vellekoop
IZA Discussion Paper No. 7083
Income Inequality and Saving
Francisco Alvarez-Cuadrado, Mayssun El-Attar
published in: Oxford Bulletin of Economics and Statistics, 2018, 80 (6), 1029 - 1061
IZA Discussion Paper No. 6824
Risk and Saving in Two-Person Households: More Scope for Precautionary Saving
Patricia Apps, Yuri Andrienko, Ray Rees
published as 'Risk and Precautionary Saving in Two-Person Households' in: American Economic Review, 2014, 104 (3), 1040-1046
IZA Discussion Paper No. 6784
Does It Pay for Women to Volunteer?
Robert M. Sauer
published in: International Economic Review, 2015, 56(2), 537-564
IZA Discussion Paper No. 6774
How General Are Time Preferences? Eliciting Good-Specific Discount Rates
Diego Ubfal
published in: Journal of Development Economics, 2016, 118: 150-170.
IZA Discussion Paper No. 6615
Capital Income Taxation and the Mirrlees Review
Patricia Apps, Ray Rees
IZA Discussion Paper No. 6346
Suboptimal Choices and the Need for Experienced Individual Well-Being in Economic Analysis
Christopher K. Hsee, Yuval Rottenstreich, Alois Stutzer
published in: International Journal of Happiness and Development, 2012, 1 (1), 63-85
IZA Discussion Paper No. 6311
Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
Felipe Kast, Stephan Meier, Dina Pomeranz
revised version published as 'Saving More in Groups: Field Experimental Evidence from Chile' in: Journal of Development Economics, 2018, 133, 275-294.
IZA Discussion Paper No. 6125
Decomposing Changes in Income Risk Using Consumption Data
Richard Blundell, Hamish Low, Ian Preston
published in: Quantitative Economics, 2013, 4 (1), 1–37
IZA Discussion Paper No. 6094
Demography, Capital Flows and Unemployment
Luca Marchiori, Olivier Pierrard, Henri R. Sneessens
IZA Discussion Paper No. 6046
The Disappearing Gender Gap: The Impact of Divorce, Wages, and Preferences on Education Choices and Women's Work
Raquel Fernández, Joyce Cheng Wong
IZA Discussion Paper No. 5993
The Frisch Elasticity in the Mercosur Countries: A Pseudo-Panel Approach
Roberto González, Hector Sala
published in: Development Policy Review, 2015, 33 (1), 107-131
IZA Discussion Paper No. 5858
Longevity, Life-Cycle Behavior and Pension Reform
Peter Haan, Victoria L. Prowse
published in: Journal of Econometrics, 2014, 178 (3), 582-601
IZA Discussion Paper No. 5802
Goals and Psychological Accounting
Alexander K. Koch, Julia Nafziger
revised version published as 'Goals and Bracketing under Mental Accounting' in: Journal of Economic Theory, 2016, 162, 305–351.
IZA Discussion Paper No. 5715
Portability of Pension, Health, and Other Social Benefits: Facts, Concepts, Issues
Robert Holzmann, Johannes Koettl
published in: CESifo Economic Studies, 2015, 61 (2), 377– 415,
IZA Discussion Paper No. 5653
Debt Portfolios
Thomas Hintermaier, Winfried Koeniger
revised version published in: American Economic Journal: Macroeconomics, 2016, 8 (4), 103-141
IZA Discussion Paper No. 5465
Why Are Saving Rates So High in China?
Dennis T. Yang, Junsen Zhang, Shaojie Zhou
published in: Joseph Fan and Randall Morck (eds.), 2012, Capitalizing China. University of Chicago Press, 249-282
IZA Discussion Paper No. 5331
Income Uncertainty and Household Savings in China
Marcos Chamon, Kai Liu, Eswar Prasad
published in: Journal of Development Economics, 2013, 105, 164-177
IZA Discussion Paper No. 5173
House Price Volatility and the Housing Ladder
James Banks, Richard Blundell, Zoë Oldfield, James P. Smith
published in D. Wise (ed), Insights in the Economics of Ageing, Chapter 3, University of Chicago Press, 2017.
IZA Discussion Paper No. 5168
Housing Mobility and Downsizing at Older Ages in Britain and the United States
James Banks, Richard Blundell, Zoë Oldfield, James P. Smith
published in: Economica, 2012, 79 (313), 1-26
IZA Discussion Paper No. 5050
Investing in Our Young People
Flavio Cunha, James J. Heckman
published in: Arthur Reynolds, Arthur Rolnick, Michelle M. Englund, and Judy A. Temple (eds.), Cost-Effective Programs in Children's First Decade: A Human Capital Integration, New York: Cambridge University Press, 2010, 381-414
IZA Discussion Paper No. 4901
Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India
Michal Bauer, Julie Chytilová, Jonathan Morduch
published in: American Economic Review, 2012, 102 (2), 1118-1139
IZA Discussion Paper No. 4894
Estimating the Impact of Immigrants on the Host Country Social Security System When Return Migration is an Endogenous Choice
Murat Güray Kirdar
published in: International Economic Review, 2012, 53 (2), 453-486
IZA Discussion Paper No. 4854
Loss Aversion and Intertemporal Choice: A Laboratory Investigation
Robert J. Oxoby, William G. Morrison
published as 'The endowment effect and intertemporal choice: a laboratory investigation' in: Canadian Journal of Economics, 2013, 46 (2), 689 - 704
IZA Discussion Paper No. 4758
Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?
Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson
IZA Discussion Paper No. 4756
Stability of Time Preferences
Stephan Meier, Charles Sprenger
revised version published as 'Temporal Stability of Time Preferences' in: Review of Economics and Statistics, 2015, 97(2), 273-286
IZA Discussion Paper No. 4714
Measuring Long-Term Inequality of Opportunity
Rolf Aaberge, Magne Mogstad, Vito Peragine
published in: Journal of Public Economics, 2011, 95 (3-4), 193-204
IZA Discussion Paper No. 4699
On the Measurement of Long-Term Income Inequality and Income Mobility
Rolf Aaberge, Magne Mogstad
IZA Discussion Paper No. 4471
Motivational Goal Bracketing
Alexander K. Koch, Julia Nafziger
published in: Journal of Behavioral and Experimental Economics, 2021, 94, 101740
IZA Discussion Paper No. 4402
The Life-Cycle and the Business-Cycle of Wage Risk: A Cross-Country Comparison
Christian Bayer, Falko Juessen
published in: Economics Letters, 2012, 117 (3), 831-833
IZA Discussion Paper No. 4241
Women, Children and Patience: Experimental Evidence from Indian Villages
Michal Bauer, Julie Chytilová
revised version published in: Review of Development Economics, 2013, 17 (4), 662-675
IZA Discussion Paper No. 4198
Present-Biased Preferences and Credit Card Borrowing
Stephan Meier, Charles Sprenger
published in: American Economic Journal: Applied Economics, 2010, 2 (1), 193-210
IZA Discussion Paper No. 4057
The Impact of Education on the Subjective Discount Rate in Ugandan Villages
Michal Bauer, Julie Chytilová
published in: Economic Development and Cultural Change, 2010, 58 (4), 643–669
IZA Discussion Paper No. 3893
Self-Regulation through Goal Setting
Alexander K. Koch, Julia Nafziger
published in: Scandinavian Journal of Economics, 2011, 113 (1), 212-227;
IZA Discussion Paper No. 3853
Fertility and Female Employment Dynamics in Europe: The Effect of Using Alternative Econometric Modeling Assumptions
Pierre-Carl Michaud, Konstantinos Tatsiramos
revised version published in: Journal of Applied Econometrics, 2011, 26 (4), 641 - 668
IZA Discussion Paper No. 3726
The Risk of Divorce and Household Saving Behavior
Libertad González, Berkay Özcan
published in: Journal of Human Resources, 2013, 48 (2), 404-434
IZA Discussion Paper No. 3700
Wage Risk and Employment Risk over the Life Cycle
Hamish Low, Costas Meghir, Luigi Pistaferri
published in: American Economic Review, 2010, 100 (4), 1432-1467
IZA Discussion Paper No. 3674
Psychological and Biological Foundations of Time Preference: Evidence from a Day Reconstruction Study with Biological Tracking
Michael Daly, Liam Delaney, Colm P. Harmon
published as 'Psychological and Biological Foundations of Time Preference' in: Journal of the European Economic Association, 7 (2-3), 2009, 659 - 669
IZA Discussion Paper No. 3623
Preparing for Policy Changes: Social Security Expectations and Pension Scheme Participation
Karen van der Wiel
IZA Discussion Paper No. 3507
Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs
Stephan Meier, Charles Sprenger
revised version published in: Journal of Economic Behavior & Organization, 2013, 95, 159–174
IZA Discussion Paper No. 3386
Private Wealth and Job Exit at Older Age: A Random Effects Model
Hans Bloemen
revised version published in: Empirical Economics, 2016, 51 (2), 763-807
IZA Discussion Paper No. 3336
‘Arranged’ Marriage, Co-Residence and Female Schooling: A Model with Evidence from India
Indraneel Dasgupta, Pushkar Maitra, Diganta Mukherjee
published in: Mukhopadhyay, H. et al. (eds.), Dimensions of Economic Theory and Policy, Delhi, Oxford University Press, 2011
IZA Discussion Paper No. 3239
Heterogeneous Life-Cycle Profiles, Income Risk and Consumption Inequality
Giorgio E. Primiceri, Thijs van Rens
published in: Journal of Monetary Economics, 2009, 56(1), 20-39
IZA Discussion Paper No. 3032
Large Panels with Common Factors and Spatial Correlations
M. Hashem Pesaran, Elisa Tosetti
published in: Journal of Econometrics, 2011, 161 (2), 182-202
IZA Discussion Paper No. 2966
Determinants of Savings and Remittances: Empirical Evidence from Immigrants to Germany
Mathias Sinning
published in: Review of Economics of the Household, 2011, 9 (1), 45-67
IZA Discussion Paper No. 2939
Pension Plan Characteristics and Framing Effects in Employee Savings Behavior
David Card, Michael R. Ransom
published in: Review of Economics and Statistics, 2011, 93 (1), 228 - 243
IZA Discussion Paper No. 2925
Limited Self-Control, Obesity and the Loss of Happiness
Alois Stutzer
published in: Health Economics, 2015, 25, 1409–1424
IZA Discussion Paper No. 2842
Formal and Informal Risk Sharing in LDCs: Theory and Empirical Evidence
Pierre Dubois, Bruno Jullien, Thierry Magnac
published in: Econometrica, 2008, 76(4), 679-726
IZA Discussion Paper No. 2663
Gender, Affect and Intertemporal Consistency: An Experimental Approach
Kendra N. McLeish, Robert J. Oxoby
IZA Discussion Paper No. 2659
On the Definition and Measurement of Chronic Poverty
Rolf Aaberge, Magne Mogstad
IZA Discussion Paper No. 2583
Identity, Dignity and Taboos: Beliefs as Assets
Roland Benabou, Jean Tirole
IZA Discussion Paper No. 2467
Can Subjective Mortality Expectations and Stated Preferences Explain Varying Consumption and Saving Behaviors among the Elderly?
Martin Salm
revised version published in: Canadian Journal of Economics / Revue canadienne d'économique, 2010, 43(3), 1040-1057
IZA Discussion Paper No. 2247
The Impact of Wealth on Job Exit Rates of Elderly Workers
Hans Bloemen
published as 'The effect of private wealth on the retirement rate: an empirical analysis' in: Economica, 2011, 78 (312), 637 - 655
IZA Discussion Paper No. 1992
Early Retirement Behaviour in the Netherlands: Evidence from a Policy Reform
Rob Euwals, Daniel van Vuuren, Ronald P. Wolthoff
published in: De Economist, 2010, 158(3), 209-236
IZA Discussion Paper No. 1952
What Happiness Research Can Tell Us About Self-Control Problems and Utility Misprediction
Alois Stutzer, Bruno S. Frey
published in: Bruno S. Frey and Alois Stutzer (eds.), Economics and Psychology. A Promising New Cross-Disciplinary Field, Cambridge: MIT Press, 2007, 169-195
IZA Discussion Paper No. 1855
Gender, Time Use and Public Policy over the Life Cycle
Patricia Apps, Ray Rees
published in: Oxford Review of Economic Policy, 2005, 21(3), 439-461
IZA Discussion Paper No. 1797
A Constitutional Theory of the Family
Alessandro Cigno
published in: Journal of Population Economics, 2006, 19 (2), 259-289
IZA Discussion Paper No. 1706
Employment Dynamics of Married Women in Europe
Pierre-Carl Michaud, Konstantinos Tatsiramos
substantially revised paper appeared as DP No. 3853
IZA Discussion Paper No. 1479
Demographic Determinants of Savings: Estimating and Interpreting the Aggregate Association in Asia
T. Paul Schultz
IZA Discussion Paper No. 1369
Shifting Perspectives in Pensions
Marek Góra, Edward Palmer
IZA Discussion Paper No. 1036
Life Cycle Time Allocation and Saving in an Imperfect Capital Market
Patricia Apps, Ray Rees
revised version published as "Family labor supply, taxation and saving in an imperfect capital market" in: Review of Economics of the Household, 2010, 8 (3), 297-323
IZA Discussion Paper No. 598
Credit Market Constraints and Labor Market Decisions
Daniela Del Boca, Annamaria Lusardi
published in: Labour Economics, 2003, 10 (5), 681-703
IZA Discussion Paper No. 472
Structural Change and the Kaldor Facts of Economic Growth
Reto Foellmi, Josef Zweimüller
published as 'Structural change, Engel's consumption cycles and Kaldor's facts of economic growth' in: Journal of Monetary Economics, 2008, 55 (7), 1317-1328
IZA Discussion Paper No. 411
The Response of Consumption in Russian Households to Economic Shocks
Steven Stillman
IZA Discussion Paper No. 280
Household Saving and Full Consumption over the Life Cycle
Patricia Apps, Ray Rees
IZA Discussion Paper No. 249
"Should I Pay for You or for Myself?" The Optimal Level and Composition of Retirement Benefit Systems
Bernard M. S. van Praag, Pedro Cardoso
IZA Discussion Paper No. 238
The Saving Behaviour of Two Person Households: Evidence from Dutch Panel Data
Rob Euwals, Axel H. Börsch-Supan, Angelika Eymann
published in: Journal of Economic Psychology, 2004, 25 (2), 195-211
IZA Discussion Paper No. 171
Wages and the Demand for Health - A Life Cycle Analysis
Christian Dustmann, Frank Windmeijer
IZA Discussion Paper No. 113
Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Rob Euwals
published in: De Economist, 2000, 148 (5), 643-670
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