The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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55 IZA Discussion Papers
IZA Discussion Paper No. 16451
Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Alfredo Burlando, Michael A. Kuhn, Silvia Prina
published in: Journal of Development Economics, 2024, 174, 103427
IZA Discussion Paper No. 16399
Is Patience Malleable via Educational Intervention? Evidence on the Role of Age in Field Experiments
Tim Kaiser, Lukas Menkhoff, Luis Oberrauch
IZA Discussion Paper No. 16336
Debt Relief for the Financially Vulnerable: Impact on Employment, Welfare Receipt, and Mental Health
Ernst-Jan de Bruijn, Heike Vethaak, Pierre Koning, Marike Knoef
IZA Discussion Paper No. 16335
Do You Even Crypto, Bro? Cryptocurrencies in Household Finance
Michael Weber, Bernardo Candia, Olivier Coibion, Yuriy Gorodnichenko
IZA Discussion Paper No. 16318
The Economics of Financial Stress
Dmitriy Sergeyev, Chen Lian, Yuriy Gorodnichenko
published online in: Review of Economic Studies, 15 November 2024
IZA Discussion Paper No. 16304
Can a Mobile-App-Based Behavioral Intervention Teach Financial Skills to Youth? Experimental Evidence from a Financial Diaries Study
Veronica Frisancho, Alejandro Herrera, Silvia Prina
published in: Journal of Economic Behavior & Organization, 2023, 214, 595- 614
IZA Discussion Paper No. 16246
Proud to Not Own Stocks: How Identity Shapes Financial Decisions
Luca Henkel, Christian Zimpelmann
IZA Discussion Paper No. 16173
Does Access to Citizenship Confer Socio-Economic Returns? Evidence from a Randomized Control Design
Jens Hainmueller, Elisa Cascardi, Michael Hotard, Rey Koslowski, Duncan Lawrence, Vasil Yasenov, David D. Laitin
IZA Discussion Paper No. 16105
A Tale of Two Bankruptcies: Geographic Differences in Bankruptcy Chapter Choice
Nathaniel Pattison, Daniel L. Millimet
IZA Discussion Paper No. 15758
Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao
published in: Journal of Economic Behavior & Organization, 2023, 214, 561-573
IZA Discussion Paper No. 15699
The Heterogeneous Response of Real Estate Asset Prices to a Global Shock
Sandro Heiniger, Winfried Koeniger, Michael Lechner
revised version published online as 'The heterogeneous response of real estate prices during the Covid-19 pandemic' in: Journal of the Royal Statistical Society Series A: Statistics in Society, 27 August 2024
IZA Discussion Paper No. 15636
Health Shocks and Housing Downsizing: How Persistent Is 'Ageing in Place'?
Joan Costa-Font, Cristina Vilaplana-Prieto
published in: Journal of Economic Behaviour and Organisation, 2022, 204, 490-508
IZA Discussion Paper No. 15579
Privatizing Disability Insurance
Arthur Seibold, Sebastian Seitz, Sebastian Siegloch
IZA Discussion Paper No. 15446
Till Debt Do Us Part: Strategic Divorces and a Test of Moral Hazard
Yeorim Kim, Mauro Mastrogiacomo, Stefan Hochguertel, Hans Bloemen
IZA Discussion Paper No. 15429
Dynastic Home Equity
Matteo Benetton, Marianna Kudlyak, John Mondragon
IZA Discussion Paper No. 15402
Does State-Mandated Financial Education Reduce High School Graduation Rates?
Carly Urban
IZA Discussion Paper No. 15359
The Welfare Effects of Law Enforcement in the Illegal Money Lending Market
Kaiwen Leong, Huailu Li, Nicola Pavanini, Christoph Walsh
IZA Discussion Paper No. 15253
A Study of the Chinese Gender Gap in Financial Literacy
Alison Preston, Lili Qiu, Robert E. Wright
published as 'Understanding the gender gap in financial literacy: The role of culture' in: Journal of Consumer Affairs, 2024, 58 (1), 146-176
IZA Discussion Paper No. 15222
Family Finances and Debt Overhang: Evolving Consumption Patterns of Spanish Households
Hector Sala, Pedro Trivín
IZA Discussion Paper No. 15200
Epidemic Exposure, Financial Technology, and the Digital Divide
Orkun Saka, Barry Eichengreen, Cevat Giray Aksoy
revised version published in: Journal of Money, Credit and Banking, 2022, 54 (7), 1913 - 1940
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