The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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12 IZA Discussion Papers
IZA Discussion Paper No. 17406
Mutual Insurance in the Village and Beyond
Clive Bell, Hans Gersbach, Hans Haller
IZA Discussion Paper No. 16101
Is Mobile Money Changing Rural Africa? Evidence from a Field Experiment
Catia Batista, Pedro C. Vicente
published in: Review of Economics and Statistics, 2025, 107 (3), 835–844.
IZA Discussion Paper No. 15337
'Since You're So Rich, You Must Be Really Smart': Talent, Rent Sharing, and the Finance Wage Premium
Michael Johannes Böhm, Daniel Metzger, Per Strömberg
published in: Review of Economic Studies, 2023, 90 (5), 2215–2260,
IZA Discussion Paper No. 15200
Epidemic Exposure, Financial Technology, and the Digital Divide
Orkun Saka, Barry Eichengreen, Cevat Giray Aksoy
revised version published in: Journal of Money, Credit and Banking, 2022, 54 (7), 1913 - 1940
IZA Discussion Paper No. 14403
Black Entrepreneurs, Job Creation, and Financial Constraints
Mee Jung Kim, Kyung Min Lee, J. David Brown, John S. Earle
IZA Discussion Paper No. 13583
Trustworthiness in the Financial Industry
Andrej Gill, Matthias Heinz, Heiner Schumacher, Matthias Sutter
revised version published as 'Social Preferences of Young Professionals and the Financial Industry' in: Management Science, 2023, 69 (7), 3905-3919.
IZA Discussion Paper No. 12966
Consumer Debt and Default: A Macro Perspective
Florian Exler, Michèle Tertilt
IZA Discussion Paper No. 12934
Adopting Mobile Money: Evidence from an Experiment in Rural Africa
Catia Batista, Pedro C. Vicente
published in: American Economic Review: Papers & Proceedings, 2020, 110, 594 - 598
IZA Discussion Paper No. 7479
Financial Liberalization and the Relationship-Specificity of Exports
Fabrice Defever, Jens Suedekum
published in: Economics Letters, 2014, 122 (3), 375-379
IZA Discussion Paper No. 6288
Financing Entrepreneurship and the Old-Boy Network
Eren Inci, Simon C. Parker
published in: Journal of Economics & Management Strategy, 2013, 22 (2), 232-258
IZA Discussion Paper No. 5174
Risk Management among the Poor: The Case of Microfinancial Services
Thankom Gopinath Arun, Mirko Bendig
IZA Discussion Paper No. 2376
Pension Investments in Employer Stock
William E. Even, David A. Macpherson
published in: Journal of Pension Economics and Finance, 2008, 7 (1), 67-93
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