The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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34 IZA Discussion Papers
IZA Discussion Paper No. 17214
Inter-Institutional Cooperation and Migrants' Financial Education: An Italian Case Study
Samuel Nocito, Alessandra Venturini
IZA Discussion Paper No. 16976
Business Education and Portfolio Returns
Adam Altmejd, Thomas Jansson, Yigitcan Karabulut
IZA Discussion Paper No. 16952
Who Cares about Investing Responsibly? Attitudes and Financial Decisions
Alberto Montagnoli, Karl Taylor
IZA Discussion Paper No. 16926
Financial Literacy and Financial Education: An Overview
Tim Kaiser, Annamaria Lusardi
forthcoming in: Oxford Handbook of Banking (eds. Berger et al.)
IZA Discussion Paper No. 16811
Digital Interventions to Increase Financial Knowledge: Evidence from a Pilot RCT
Luis Oberrauch, Tim Kaiser
published in: Journal of Behavioral and Experimental Finance, 2024, 43, 100954
IZA Discussion Paper No. 16628
Gender Gaps in Financial Literacy: A Multi-Arm RCT to Break the Response Bias in Surveys
Laura Hospido, Nagore Iriberri, Margarita Machelett
IZA Discussion Paper No. 16304
Can a Mobile-App-Based Behavioral Intervention Teach Financial Skills to Youth? Experimental Evidence from a Financial Diaries Study
Veronica Frisancho, Alejandro Herrera, Silvia Prina
published in: Journal of Economic Behavior & Organization, 2023, 214, 595- 614
IZA Discussion Paper No. 16102
Financial Literacy, Experimental Preference Measures and Field Behavior – A Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim, Sebastian O. Schneider
this paper presents an update of the former IZA Discussion Paper No. 13566
IZA Discussion Paper No. 15758
Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao
published in: Journal of Economic Behavior & Organization, 2023, 214, 561-573
IZA Discussion Paper No. 15287
Financial Literacy Amongst Young People: When Does the Gender Gap Begin?
Alison Preston, Robert E. Wright
published as 'When Does the Gender Gap in Financial Literacy Begin?' in: Economic Record, 2024, 100 (328), 44-73
IZA Discussion Paper No. 15287
Financial Literacy Amongst Young People: When Does the Gender Gap Begin?
Alison Preston, Robert E. Wright
published as 'When Does the Gender Gap in Financial Literacy Begin?' in: Economic Record, 2024, 100 (328), 44-73
IZA Discussion Paper No. 15253
A Study of the Chinese Gender Gap in Financial Literacy
Alison Preston, Lili Qiu, Robert E. Wright
published as 'Understanding the gender gap in financial literacy: The role of culture' in: Journal of Consumer Affairs, 2024, 58 (1), 146-176
IZA Discussion Paper No. 15250
Gender, Financial Literacy and Pension Savings
Alison Preston, Robert E. Wright
published in: Economic Record, 2023, 99 (324), 58-83
IZA Discussion Paper No. 15054
Culture, Gender, and Financial Literacy
Maddalena Davoli, Núria Rodríguez-Planas
IZA Discussion Paper No. 14781
Closing the Gender Profit Gap?
Catia Batista, Sandra Sequeira, Pedro C. Vicente
published in: Management Science, 2022, 68 (12), 8515 - 9218,
IZA Discussion Paper No. 14759
Preferences, Financial Literacy, and Economic Development
Maddalena Davoli, Núria Rodríguez-Planas
IZA Discussion Paper No. 14288
Do High Schools Choose Financial Education Policies Based on Their Neighbors?
Allison Oldham Luedtke, Carly Urban
IZA Discussion Paper No. 13893
Propensity Score Weighting with Mismeasured Covariates: An Application to Two Financial Literacy Interventions
Hao Dong, Daniel L. Millimet
published in: Journal of Risk and Financial Management, 2020, 13, 290
IZA Discussion Paper No. 13566
Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim
an updated version of this paper is available as IZA DP No. 16102
IZA Discussion Paper No. 13349
Culture and Adult Financial Literacy: Evidence from the United States
Maddalena Davoli, Núria Rodríguez-Planas
published in: Economics of Education Review, 2020, 78, 102013
IZA Discussion Paper No. 13178
Financial Education Affects Financial Knowledge and Downstream Behaviors
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
published in: Journal of Financial Economics, 2022, 145 (2), 255-272
IZA Discussion Paper No. 12497
Who Is a Passive Saver under Opt-In and Auto-Enrollment?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Journal of Economic Behavior & Organization, 2020, 173, 301-321
IZA Discussion Paper No. 12188
The Determinants of Retirement Planning within Couples in Ireland
Karina Doorley, Anne Nolan
IZA Discussion Paper No. 12187
Financial Literacy and Preparation for Retirement
Anne Nolan, Karina Doorley
IZA Discussion Paper No. 11762
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Economic Inquiry, 2019, 57 (3), 1636 - 1658
IZA Discussion Paper No. 11515
Financial Education for the Disadvantaged? A Review
Horst Entorf, Jia Hou
IZA Discussion Paper No. 10633
Financial Literacy and Attitudes to Redistribution
Alberto Montagnoli, Mirko Moro, Georgios A. Panos, Robert E. Wright
IZA Discussion Paper No. 10363
The Ant or the Grasshopper? The Long-term Consequences of Unilateral Divorce Laws on Savings of European Households
Viola Angelini, Marco Bertoni, Luca Stella, Christoph T. Weiss
published in: European Economic Review, 2019, 119, 97-113
IZA Discussion Paper No. 10285
Financial Literacy and Political Orientation in Great Britain
Alberto Montagnoli, Mirko Moro, Georgios A. Panos, Robert E. Wright
IZA Discussion Paper No. 9103
Financial Literacy and Food Security in Extremely Vulnerable Households
Daniel L. Millimet, Ian K. McDonough, Thomas B. Fomby
published in: American Journal of Agricultural Economics, 2018, 100, 1224-1249
IZA Discussion Paper No. 6989
Banks Information Policies, Financial Literacy and Household Wealth
Margherita Fort, Francesco Manaresi, Serena Trucchi
revised version published in: Economic Policy, 2016, 31 (88), 743-782
IZA Discussion Paper No. 5814
Exponential Growth Bias and Financial Literacy
Johan Almenberg, Christer Gerdes
published in: Applied Economics Letters, 2012, 19 (17), 1693-1696
IZA Discussion Paper No. 5114
Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom
Robert Holzmann
IZA Discussion Paper No. 3507
Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs
Stephan Meier, Charles Sprenger
revised version published in: Journal of Economic Behavior & Organization, 2013, 95, 159–174
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