The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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101 IZA Discussion Papers
IZA Discussion Paper No. 14686
From Subsidies to Loans: The Effects of a National Student Finance Reform on the Choices of Secondary School Students
Alexandra de Gendre, Jan Kabátek
IZA Discussion Paper No. 14477
Liquidity or Capital? The Impacts of Easing Credit Constraints in Rural Mexico
Gabriela Aparicio, Vida Bobic, Fernando De Olloqui, María Carmen, María Carmen Fernández Diez, Maria Paula Gerardino, Oscar A. Mitnik, Sebastian Vargas Macedo
IZA Discussion Paper No. 14477
Liquidity or Capital? The Impacts of Easing Credit Constraints in Rural Mexico
Gabriela Aparicio, Vida Bobic, Fernando De Olloqui, María Carmen, María Carmen Fernández Diez, Maria Paula Gerardino, Oscar A. Mitnik, Sebastian Vargas Macedo
IZA Discussion Paper No. 14213
The Effect of Macroeconomic Uncertainty on Household Spending
Olivier Coibion, Dimitris Georgarakos, Yuriy Gorodnichenko, Geoff Kenny, Michael Weber
published in: American Economic Review, 2024, 114 (3), 645–677
IZA Discussion Paper No. 14051
Temporary International Migration, Shocks and Informal Insurance: Analysis Using Panel Data
Tanika Chakraborty, Manish Pandey
IZA Discussion Paper No. 13725
Are Older People Aware of Their Cognitive Decline? Misperception and Financial Decision Making
Fabrizio Mazzonna, Franco Peracchi
published in: Journal of Political Economy, 2024, 132 (6), 1793-1830
IZA Discussion Paper No. 13590
Contract Structure, Time Preference, and Technology Adoption
Shyamal Chowdhury, Joeri Smits, Qigang Sun
IZA Discussion Paper No. 13371
Religion in Economic History: A Survey
Sascha O. Becker, Jared Rubin, Ludger Woessmann
published in: A. Bisin, G. Federico (eds.), The Handbook of Historical Economics, London: Academic Press, 2021, 585-639
IZA Discussion Paper No. 13345
Monetary and Social Incentives in Multi-Tasking: The Ranking Substitution Effect
Matthias Stefan, Jürgen Huber, Michael Kirchler, Matthias Sutter, Markus Walzl
published in: European Economic Review, 2023, 56, 104458
IZA Discussion Paper No. 13315
Turning Vietnam's COVID-19 Success into Economic Recovery: A Job-Focused Analysis of Individual Assessments on Their Finance and the Economy
Hai-Anh H Dang, Long T. Giang
published in: Sustainability, 2021, 13 (19), 10664
IZA Discussion Paper No. 12743
Differences in Euro-Area Household Finances and their Relevance for Monetary-Policy Transmission
Thomas Hintermaier, Winfried Koeniger
revised version forthcoming in: Quantitative Economics, 2025
IZA Discussion Paper No. 12514
The Effects of Access to Credit on Productivity: Separating Technological Changes from Changes in Technical Efficiency
Nusrat Abedin Jimi, Plamen Nikolov, Mohammad Abdul Malek, Subal C. Kumbhakar
published in: Journal of Productivity Analysis, 2019, 52 (1-3), 37-55
IZA Discussion Paper No. 12497
Who Is a Passive Saver under Opt-In and Auto-Enrollment?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Journal of Economic Behavior & Organization, 2020, 173, 301-321
IZA Discussion Paper No. 11979
The Financial Decisions of Immigrant and Native Households: Evidence from Italy
Graziella Bertocchi, Marianna Brunetti, Anzelika Zaiceva
substantially revised version published in: Italian Economic Journal, 2023, 9, 117-174
IZA Discussion Paper No. 11945
Special Interest Groups versus Voters and the Political Economics of Attention
Patrick Balles, Ulrich Matter, Alois Stutzer
published in: Economic Journal, 2024, 134 (662), 2290 - 2320
IZA Discussion Paper No. 11762
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Economic Inquiry, 2019, 57 (3), 1636 - 1658
IZA Discussion Paper No. 11142
Graduation Incentives Through Conditional Student Loan Forgiveness
Ulla Hämäläinen, Kristian Koerselman, Roope Uusitalo
IZA Discussion Paper No. 11032
Households Debt Restructuring: The Re-default Effect of a Debt Suspension
Henri Fraisse
published in: Journal of Law, Economics & Organization, 2017, 33 (4), 686 - 717
IZA Discussion Paper No. 10996
Up in STEM, Down in Business: Changing College Major Decisions with the Great Recession
Shimeng Liu, Weizeng Sun, John V. Winters
published in: Contemporary Economic Policy, 2019, 37(3), 476-491
IZA Discussion Paper No. 10965
Returns to Islamic Microfinance: Evidence from a Randomized Experiment in Pakistan
Maazullah, Arjun S. Bedi
published as 'Returns to Interest-free Microcredit: Evidence from a Randomised Experiment in Pakistan' in: Journal of Development Effectiveness, 2022, 14 (2), 93 - 107
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