The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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20 IZA Discussion Papers
IZA Discussion Paper No. 17940
The Debt Burden of Job Loss in a Nordic Welfare State
Terhi Maczulskij, Ohto Kanninen, Hannu Karhunen, Ossi Tahvonen
IZA Discussion Paper No. 16451
Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Alfredo Burlando, Michael A. Kuhn, Silvia Prina
published in: Journal of Development Economics, 2024, 174, 103427
IZA Discussion Paper No. 15194
Which Households Respond to Electricity Peak Pricing amid High Levels of Electrification?
Cloé Garnache, Øystein Hernaes, Anders Gravir Imenes
published as 'Demand-Side Management in Fully Electrified Homes' in: Journal of the Association of Environmental and Resource Economists, 2025, 12 (2), 257–283
IZA Discussion Paper No. 12966
Consumer Debt and Default: A Macro Perspective
Florian Exler, Michèle Tertilt
IZA Discussion Paper No. 12843
Leaving Money on the Table? Suboptimal Enrollment in the New Social Pension Program in China
Xi Chen, Lipeng Hu, Jody L. Sindelar
published in: Journal of the Economics of Ageing, 2020, 15, 100233
IZA Discussion Paper No. 12497
Who Is a Passive Saver under Opt-In and Auto-Enrollment?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Journal of Economic Behavior & Organization, 2020, 173, 301-321
IZA Discussion Paper No. 12337
Passive Choices and Cognitive Spillovers
Steffen Altmann, Andreas Grunewald, Jonas Radbruch
published as 'Interventions and Cognitive Spillovers' in: Review of Economic Studies, 2022, 89 (5), 2293-2328
IZA Discussion Paper No. 11422
Reflections on the US College Loans System: Lessons from Australia and England
Nicholas Barr, Bruce Chapman, Lorraine Dearden, Susan Dynarski
published as 'The US college loans system: Lessons from Australia and England' in: Economics of Education Review, 2019, 71, 32 - 48
IZA Discussion Paper No. 11097
Nudging Generosity: Choice Architecture and Cognitive Factors in Charitable Giving
Jonathan F. Schulz, Petra Thiemann, Christian Thöni
revised version published in: Journal of Behavioral and Experimental Economics, 2018, 74, 139-145
IZA Discussion Paper No. 11032
Households Debt Restructuring: The Re-default Effect of a Debt Suspension
Henri Fraisse
published in: Journal of Law, Economics & Organization, 2017, 33 (4), 686 - 717
IZA Discussion Paper No. 9314
Delay of Gratification and the Role of Defaults: An Experiment with Kindergarten Children
Matthias Sutter, Levent Yilmaz, Manuela Oberauer
published in: Economic Letters, 2015, 137, 21-24
IZA Discussion Paper No. 9180
Susceptibility to Default Training Options Across the Population
Lex Borghans, Bart H.H. Golsteyn
published in: Journal of Economic Behavior and Organization, 2015, 117, 369-379
IZA Discussion Paper No. 8871
Risk-Sharing and Student Loan Policy: Consequences for Students and Institutions
Douglas A. Webber
published in: Economics of Education Review, 2017, 57, 1-9
IZA Discussion Paper No. 8680
Defaults and Donations: Evidence from a Field Experiment
Steffen Altmann, Armin Falk, Paul Heidhues, Rajshri Jayaraman
substantially revised version published in: Review of Economics and Statistics, 2019, 101 (5), 808-826
IZA Discussion Paper No. 7872
Financial Markets, Banks' Cost of Funding, and Firms' Decisions: Lessons from Two Crises
Pierluigi Balduzzi, Emanuele Brancati, Fabio Schiantarelli
published in: Journal of Financial Intermediation, 2018, 36, 1-15
IZA Discussion Paper No. 7805
Fiscal Policy, Sovereign Default, and Bailouts
Falko Juessen, Andreas Schabert
IZA Discussion Paper No. 7610
Incentives and Information as Driving Forces of Default Effects
Steffen Altmann, Armin Falk, Andreas Grunewald
substantially revised version forthcoming in: Review of Economics and Statistics
IZA Discussion Paper No. 7214
Default Options and Training Participation
Lex Borghans, Bart H.H. Golsteyn
published in: Empirical Economics, 2014, 46 (4), 1417-1428
IZA Discussion Paper No. 6027
Business Cycle Effects of Credit and Technology Shocks in a DSGE Model with Firm Defaults
M. Hashem Pesaran, TengTeng Xu
IZA Discussion Paper No. 1970
Legal Default Rules: The Case of Wrongful Discharge Laws
W. Bentley MacLeod, Voraprapa Nakavachara
published in: Economic Journal, 2007, 117 (521), F218-F278
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