The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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30 IZA Discussion Papers
IZA Discussion Paper No. 17021
To Improve Is to Change? The Effects of Risk Rating 2.0 on Flood Insurance Demand
Francesc Ortega, Ivan Petkov
IZA Discussion Paper No. 16922
Flood Risk and Insurance Take-up in the Flood Zone and Its Periphery
Ivan Petkov, Francesc Ortega
published as 'Learning from experience: Flooding and insurance take-up in the flood zone and its periphery' in: Journal of Risk and Insurance, 2025, 92 (2), 312-356
IZA Discussion Paper No. 15579
Privatizing Disability Insurance
Arthur Seibold, Sebastian Seitz, Sebastian Siegloch
IZA Discussion Paper No. 15392
How Do Insurers Price Medical Malpractice Insurance?
Bernard Black, Jeffrey Traczynski, Victoria Udalova
IZA Discussion Paper No. 15164
Workers' Moral Hazard and Insurer Effort in Disability Insurance
Pierre Koning, Max van Lent
published in: Journal of Risk and Insurance, 2024, 91 (4), 1049 - 1088
IZA Discussion Paper No. 14985
Adverse Selection in the Group Life Insurance Market
Timothy F. Harris, Aaron Yelowitz, Jeffery Talbert, Alison Davis
published in: Economic Inquiry, 2023, 61 (5), 911-941
IZA Discussion Paper No. 14876
Biased Survival Expectations and Behaviours: Does Domain Specific Information Matter?
Joan Costa-Font, Cristina Vilaplana-Prieto
published in: Journal of Risk and Uncertainty, 2022, 65, 285 - 317
IZA Discussion Paper No. 13848
Diagnostic Uncertainty and Insurance Coverage in Credence Goods Markets
Loukas Balafoutas, Helena Fornwagner, Rudolf Kerschbamer, Matthias Sutter, Maryna Tverdostup
IZA Discussion Paper No. 13553
Climate Risk and Beliefs in New York Floodplains
Matthew Gibson, Jamie Mullins
published as 'Climate risk and beliefs in New York floodplains' in: Journal of the Association of Environmental and Resource Economists, 2020, 7 (6), 1069-1111.
IZA Discussion Paper No. 12221
NDC: The Generic Old-Age Pension Scheme
Marek Góra, Edward Palmer
published in: Robert Holzmann, Edward Palmer, Robert Palacios, and Stefano Sacchi (eds.), Progress and Challenges of Nonfinancial Defined Pension, Vol. 1, International Bank for Reconstruction and Development / The World Bank, Washington DC, 2020, 167 - 188
IZA Discussion Paper No. 11774
Thinking of Incentivizing Care? The Effect of Demand Subsidies on Informal Caregiving and Intergenerational Transfers
Joan Costa-Font, Sergi Jimenez-Martin, Cristina Vilaplana-Prieto
revised version published as 'Do Public Caregiving Subsidies and Supports affect the Provision of Care and Transfers?' in: Journal of Health Economics, 2022, 84,102639
IZA Discussion Paper No. 11512
Getting Life Expectancy Estimates Right for Pension Policy: Period versus Cohort Approach
Mercedes Ayuso, Jorge Miguel Bravo, Robert Holzmann
published in: Journal of Pension Economics and Finance, 2021, 20 (2), 212 - 231
IZA Discussion Paper No. 11193
NDC Schemes and Heterogeneity in Longevity: Proposals for Redesign
Robert Holzmann, Jennifer Alonso-García, Heloise Labit-Hardy, Andres M. Villegas
published in: R. Holzmann, E. Palmer, R. Palacios. S. Sacchi (eds). Progress and Challenges of Nonfinancial Defined Contribution Pension (NDC) Schemes, Volume 1: Addressing Marginalization, Polarization, and the Labor Market, Chapter 14. Washington, D.C.: The World Bank.
IZA Discussion Paper No. 10989
The Accident Externality from Trucking
Lucija Muehlenbachs, Stefan Staubli, Ziyan Chu
revised version published in: Regional Science and Urban Economics, 2021, 88, 10363
IZA Discussion Paper No. 10871
Exit, Voice or Loyalty? An Investigation into Mandated Portability of Front-Loaded Private Health Plans
Juan Pablo Atal, Hanming Fang, Martin Karlsson, Nicolas R. Ziebarth
published in: Journal of Risk and Insurance, 2019, 86 (3), 697-727
IZA Discussion Paper No. 10744
Nudging Households to Take Up Health Insurance: Evidence from a Randomized Experiment in Burkina Faso
Fadima Bocoum, Michael Grimm, Renate Hartwig, Nathalie Zongo
published as 'Can information increase the understanding and uptake of insurance? Lessons from a randomized experiment in rural Burkina Faso' in: Social Science and Medicine, 2019, 220, 102-111.
IZA Discussion Paper No. 10378
Addressing Longevity Heterogeneity in Pension Scheme Design and Reform
Mercedes Ayuso, Jorge Miguel Bravo, Robert Holzmann
published in: Journal of Finance and Economics, 2017, 6 (10), 1-21
IZA Discussion Paper No. 10060
On the Heterogeneity in Longevity among Socioeconomic Groups: Scope, Trends, and Implications for Earnings-Related Pension Schemes
Mercedes Ayuso, Jorge Miguel Bravo, Robert Holzmann
published in: Global Journal of Human Social Sciences-Economics, 2017, 17 (1), 33-58
IZA Discussion Paper No. 8172
Surprising Selection Effects in the UK Car Insurance Market
Edmund Cannon, Giam Pietro Cipriani, Katia Bazar-Rosen
published in: Oxford Economic Papers, 2016, 68 (4), 879-897
IZA Discussion Paper No. 7251
Social Learning and Health Insurance Enrollment: Evidence from China's New Cooperative Medical Scheme
Hong Liu, Qi Sun, Zhong Zhao
published in: Journal of Economic Behavior and Organization, 2014, 97, 84–102
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