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IZA Discussion Papers

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The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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96 IZA Discussion Papers
IZA Discussion Paper No. 17876
Life Cycle Saving in a High-Informality Setting
Clement Joubert, Priyanka Kanth
IZA Discussion Paper No. 17695
How Inheritance Expectations Impact Household Savings
Ignacio Belloc, José Alberto Molina
IZA Discussion Paper No. 17555
Diffusion in Social Networks: Experimental Evidence on Information Sharing vs Persuasion
Marcel Fafchamps, Asadul Islam, Debayan Pakrashi, Denni Tommasi
IZA Discussion Paper No. 17482
Psychology of Debt in Rural South India
Arnaud Natal, Christophe Jalil Nordman
published online in: Journal of Development Studies, 2 February 2025
IZA Discussion Paper No. 17248
The Effects of Utility Shutoff and Eviction Moratoria during the COVID-19 Pandemic on the Use of Alternative Financial Services Loans
Jennifer Andre, Breno Braga, Kassandra Martinchek, Signe-Mary McKernan
IZA Discussion Paper No. 17214
Inter-Institutional Cooperation and Migrants' Financial Education: An Italian Case Study
Samuel Nocito, Alessandra Venturini
IZA Discussion Paper No. 17047
The Long-Run Effects of Individual Debt Relief
Gustaf Bruze, Alexander Kjær Hilsløv, Jonas Maibom
published online in: Review of Economics and Statistics, 29 October 2024
IZA Discussion Paper No. 16952
Who Cares about Investing Responsibly? Attitudes and Financial Decisions
Alberto Montagnoli, Karl Taylor
IZA Discussion Paper No. 16926
Financial Literacy and Financial Education: An Overview
Tim Kaiser, Annamaria Lusardi
forthcoming in: Oxford Handbook of Banking (eds. Berger et al.)
IZA Discussion Paper No. 16826
Intergenerational Mobility and Credit
John Carter Braxton, Nisha Chikhale, Kyle Herkenhoff, Gordon Phillips
IZA Discussion Paper No. 16628
Gender Gaps in Financial Literacy: A Multi-Arm RCT to Break the Response Bias in Surveys
Laura Hospido, Nagore Iriberri, Margarita Machelett
IZA Discussion Paper No. 16451
Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Alfredo Burlando, Michael A. Kuhn, Silvia Prina
published in: Journal of Development Economics, 2024, 174, 103427
IZA Discussion Paper No. 16440
Daughters, Savings and Household Finances
Massimiliano Tani, Xin Wen, Zhiming Cheng
IZA Discussion Paper No. 16303
The Interplay among Savings Accounts and Network-Based Financial Arrangements: Evidence from a Field Experiment
Margherita Comola, Silvia Prina
published in: Economic Journal, 2023, 133 (649), 516 - 535
IZA Discussion Paper No. 16246
Proud to Not Own Stocks: How Identity Shapes Financial Decisions
Luca Henkel, Christian Zimpelmann
IZA Discussion Paper No. 16102
Financial Literacy, Experimental Preference Measures and Field Behavior – A Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim, Sebastian O. Schneider
this paper presents an update of the former IZA Discussion Paper No. 13566
IZA Discussion Paper No. 15758
Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao
published in: Journal of Economic Behavior & Organization, 2023, 214, 561-573
IZA Discussion Paper No. 15712
The Distribution of Ambiguity Attitudes
Hans-Martin von Gaudecker, Axel Wogrolly, Christian Zimpelmann
IZA Discussion Paper No. 15457
Does It Matter Who Cares for You? The Effect of Substituting Informal with Formal Personal Care on the Care Recipients' Health
Bruce Hollingsworth, Asako Ohinata, Matteo Picchio, Ian Walker
IZA Discussion Paper No. 15402
Does State-Mandated Financial Education Reduce High School Graduation Rates?
Carly Urban
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