The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising over 13,000 papers, IZA's publication flagship is the most influential working paper series in labor economics. 

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65 IZA Discussion Papers
IZA Discussion Paper No. 13951
Risk Preference and Entrepreneurial Investment at the Top of the Wealth Distribution
Frank M. Fossen, Johannes König, Carsten Schröder
IZA Discussion Paper No. 13891
The Gender of Debt and Credit: Insights from Rural Tamil Nadu
Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul
forthcoming in: World Development, 2021
IZA Discussion Paper No. 13767
Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies
Christian P. R. Schmid, Nicolas Schreiner, Alois Stutzer
IZA Discussion Paper No. 13566
Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim
IZA Discussion Paper No. 13349
Culture and Adult Financial Literacy: Evidence from the United States
Maddalena Davoli, Núria Rodríguez-Planas
forthcoming in: Economics of Education Review
IZA Discussion Paper No. 13178
Financial Education Affects Financial Knowledge and Downstream Behaviors
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
IZA Discussion Paper No. 13169
On the Commitment Needs of Partially Naive Agents
Pan Liu, Torben M. Andersen, Joydeep Bhattacharya
IZA Discussion Paper No. 13077
How People React to Pension Risk
Nicolás Salamanca, Andries de Grip, Olaf Sleijpen
IZA Discussion Paper No. 12836
Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Kyle Herkenhoff, Gajendran Raveendranathan
IZA Discussion Paper No. 12813
Improving Access to Savings through Mobile Money: Experimental Evidence from African Smallholder Farmers
Catia Batista, Pedro C. Vicente
forthcoming in: World Development, 2020
IZA Discussion Paper No. 12744
The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Stefan Etgeton, Björn Fischer, Han Ye
IZA Discussion Paper No. 12743
Differences in Euro-Area Household Finances and their Relevance for Monetary-Policy Transmission
Thomas Hintermaier, Winfried Koeniger
IZA Discussion Paper No. 12562
The Diversity of Household Assets Holdings in the United States in 2007 and 2009: Measurement and Determinants
Eva Sierminska, Jacques Silber
published in: Review of the Economics of the Household, published 26 November 2019 (https://doi.org/10.1007/s11150-019-09472-z)
IZA Discussion Paper No. 12497
Who Is a Passive Saver under Opt-In and Auto-Enrollment?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Journal of Economic Behavior & Organization, 2020, 173, 301-321
IZA Discussion Paper No. 12285
Depression, Risk Preferences and Risk-Taking Behavior
Deborah A. Cobb-Clark, Sarah C. Dahmann, Nathan Kettlewell
forthcoming in: Journal of Human Resources
IZA Discussion Paper No. 12263
Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing
Jeffrey R. Brown, Arie Kapteyn, Erzo F.P. Luttmer, Olivia S. Mitchell, Anya Samek
IZA Discussion Paper No. 12239
Maxed Out? The Effect of Larger Student Loan Limits on Borrowing and Education Outcomes
Jeffrey T. Denning, Todd R. Jones
forthcoming in: Journal of Human Resources
IZA Discussion Paper No. 12188
The Determinants of Retirement Planning within Couples in Ireland
Karina Doorley, Anne Nolan
IZA Discussion Paper No. 11979
The Financial Decisions of Immigrant and Native Households: Evidence from Italy
Graziella Bertocchi, Marianna Brunetti, Anzelika Zaiceva
revised version appeared as CEPR DP 13339 (v. 2) in January 2020
IZA Discussion Paper No. 11830
Pension Strategies of Workers in a Country Getting Old before Getting Rich
Sonia Buchholtz, Jan Gaska, Marek Góra
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