The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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106 IZA Discussion Papers
IZA Discussion Paper No. 11762
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Economic Inquiry, 2019, 57 (3), 1636 - 1658
IZA Discussion Paper No. 11142
Graduation Incentives Through Conditional Student Loan Forgiveness
Ulla Hämäläinen, Kristian Koerselman, Roope Uusitalo
IZA Discussion Paper No. 11032
Households Debt Restructuring: The Re-default Effect of a Debt Suspension
Henri Fraisse
published in: Journal of Law, Economics & Organization, 2017, 33 (4), 686 - 717
IZA Discussion Paper No. 10996
Up in STEM, Down in Business: Changing College Major Decisions with the Great Recession
Shimeng Liu, Weizeng Sun, John V. Winters
published in: Contemporary Economic Policy, 2019, 37(3), 476-491
IZA Discussion Paper No. 10965
Returns to Islamic Microfinance: Evidence from a Randomized Experiment in Pakistan
Maazullah, Arjun S. Bedi
published as 'Returns to Interest-free Microcredit: Evidence from a Randomised Experiment in Pakistan' in: Journal of Development Effectiveness, 2022, 14 (2), 93 - 107
IZA Discussion Paper No. 10965
Returns to Islamic Microfinance: Evidence from a Randomized Experiment in Pakistan
Maazullah, Arjun S. Bedi
published as 'Returns to Interest-free Microcredit: Evidence from a Randomised Experiment in Pakistan' in: Journal of Development Effectiveness, 2022, 14 (2), 93 - 107
IZA Discussion Paper No. 10323
Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006
Luis Diaz-Serrano, Frank Gyimah Sackey
IZA Discussion Paper No. 10231
Trade Shocks and the Provision of Local Public Goods
Leo Feler, Mine Zeynep Senses
published in: American Economic Review: Economic Policy, 2017, 9 (4), 101 - 143
IZA Discussion Paper No. 10153
How Do Labor Representatives Affect Incentive Orientation of Executive Compensation?
Katharina Dyballa, Kornelius Kraft
published in: CESifo Economic Studies, 2020, 66 (1), 60 - 90
IZA Discussion Paper No. 10099
'Even' After Access to Financial Services? Ricocheting Gender Equations
Shoba Arun, Samuel Annim, Thankom Gopinath Arun
IZA Discussion Paper No. 9622
Targeted Business Incentives and the Debt Behavior of Households
Wenhua Di, Daniel L. Millimet
published in: Empirical Economics, 2017, 52 (3), 1115-1142
IZA Discussion Paper No. 9572
Unemployment Risk and Over-Indebtedness: A Micro-Econometric Perspective
Philip Du Caju, François Rycx, Ilan Tojerow
also available as: European Central Bank Working Papers, 2016, No. 1908
IZA Discussion Paper No. 9387
Information Characteristics and Errors in Expectations: Experimental Evidence
Constantinos Antoniou, Glenn Harrison, Morten Lau, Daniel Read
published in: Journal of Financial and Quantitative Analysis, 2017, 52 (2), 737-750
IZA Discussion Paper No. 9267
Finance and Growth at the Firm Level: Evidence from SBA Loans
J. David Brown, John S. Earle
publlished in: Journal of Finance, 2017, 72 (3), 1039 - 1080
IZA Discussion Paper No. 9267
Finance and Growth at the Firm Level: Evidence from SBA Loans
J. David Brown, John S. Earle
publlished in: Journal of Finance, 2017, 72 (3), 1039 - 1080
IZA Discussion Paper No. 8999
Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Luis Diaz-Serrano, Frank Gyimah Sackey
published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.
IZA Discussion Paper No. 8798
Local Political Budget Cycles in a Federation: Evidence from West German Cities
Marina Furdas, Katerina Homolkova, Krisztina Kis-Katos
IZA Discussion Paper No. 8635
The Impact of Health Insurance on Stockholding: A Regression Discontinuity Approach
Dimitris Christelis, Dimitris Georgarakos, Anna Sanz-de-Galdeano
revised version published in: Journal of Health Economics, 2020, 69, 102246.
IZA Discussion Paper No. 8542
Does Public Education Expansion Lead to Trickle-Down Growth?
Sebastian Böhm, Volker Grossmann, Thomas M. Steger
published as 'Does Expansion of Higher Education Lead to Trickle-Down Growth?' in: Journal of Public Economics, 2015, 132, 79-94
IZA Discussion Paper No. 8530
Household Finances and Well-Being: An Empirical Analysis of Comparison Effects
Sarah Brown, Daniel Gray
published in: Journal of Economic Psychology, 2016, 53, 17–36
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