The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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115 IZA Discussion Papers
IZA Discussion Paper No. 17404
Does Restricting Access to Credit Affect Learning Outcomes? Evidence from a Regulatory Shock to Microfinance in India
Muneer Kalliyil, Soham Sahoo
IZA Discussion Paper No. 17311
The IZA / Fable Swipe Consumption Index
Nikos Askitas, Anoop Bindra Martinez, Fabio Saia Cereda
published online in: Jahrbücher für Nationalökonomie und Statistik, 20 September 2024
IZA Discussion Paper No. 17041
Employment and Labor Supply Responses to the Child Tax Credit Expansion: Theory and Evidence
Diane Whitmore Schanzenbach, Michael R. Strain
IZA Discussion Paper No. 16826
Intergenerational Mobility and Credit
John Carter Braxton, Nisha Chikhale, Kyle Herkenhoff, Gordon Phillips
IZA Discussion Paper No. 16662
Capital Markets, Temporary Migration and Entrepreneurship: Evidence from Bangladesh
Laurent Bossavie, Joseph-Simon Goerlach, Çağlar Özden, He Wang
IZA Discussion Paper No. 16451
Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Alfredo Burlando, Michael A. Kuhn, Silvia Prina
IZA Discussion Paper No. 16263
Assessing the Fertility Effects of Childcare Cost Subsidies: Evidence from the Child and Dependent Care Tax Credit
Susan L. Averett, Yang Wang
IZA Discussion Paper No. 16237
The Effects of an Unconditional Cash Transfer on Mental Health in the United States
Clemente Pignatti, Zachary Parolin
IZA Discussion Paper No. 16150
Improving Health and Safety in the Informal Sector: Evidence from a Randomized Trial in Bangladesh
Asadul Islam, Wang-Sheng Lee, Margaret Triyana, Xing Xia
IZA Discussion Paper No. 16129
The Child Tax Credit over Time by Family Type: Benefit Eligibility and Poverty
Margaret E. Brehm, Olga Malkova
published in: National Tax Journal, 2023, 76 (3), 707 - 741
IZA Discussion Paper No. 15874
Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being
Sandra E. Black, Jeffrey T. Denning, Lisa J. Dettling, Sarena Goodman, Lesley J. Turner
published in: American Economic Review, 2024, 113 (12), 3357–3400
IZA Discussion Paper No. 15383
On the Optimal Size of a Joint Savings Association
Oded Stark, Wiktor Budzinski, Marcin Jakubek, Grzegorz Kosiorowski
published in: Journal of Comparative Economics, 2022, 50 (3), 804 - 814
IZA Discussion Paper No. 15331
Tax-Based Marriage Incentives in the Affordable Care Act
Elliott Isaac, Haibin Jiang
IZA Discussion Paper No. 15178
Universal Credit: Welfare Reform and Mental Health
Mike Brewer, Thang Dang, Emma Tominey
IZA Discussion Paper No. 14477
Liquidity or Capital? The Impacts of Easing Credit Constraints in Rural Mexico
Gabriela Aparicio, Vida Bobic, Fernando De Olloqui, María Carmen, María Carmen Fernández Diez, Maria Paula Gerardino, Oscar A. Mitnik, Sebastian Vargas Macedo
IZA Discussion Paper No. 13891
The Gender of Debt and Credit: Insights from Rural Tamil Nadu
Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul
published in: World Development, 2021, 146, 105363
IZA Discussion Paper No. 13818
Employment Effects of the Earned Income Tax Credit: Taking the Long View
Diane Whitmore Schanzenbach, Michael R. Strain
published in: Tax Policy and the Economy, 2021, 35, 87–129
IZA Discussion Paper No. 13629
The Economic Effects of COVID-19 and Credit Constraints: Evidence from Italian Firms' Expectations and Plans
Pierluigi Balduzzi, Emanuele Brancati, Marco Brianti, Fabio Schiantarelli
IZA Discussion Paper No. 13484
Universal Credit and Crime
Rocco d'Este, Alex Harvey
published as 'The Unintended Consequences of Welfare Reforms: Universal Credit, Financial Insecurity, and Crime' in: Journal of Law, Economics and Organization, 2024, 40 (1), 129 - 181
IZA Discussion Paper No. 13185
The Long Run Earnings Effects of a Credit Market Disruption
Effrosyni Adamopoulou, Marta De Philippis, Enrico Sette, Eliana Viviano
IZA Discussion Paper No. 12966
Consumer Debt and Default: A Macro Perspective
Florian Exler, Michèle Tertilt
IZA Discussion Paper No. 12930
Agricultural Credits and Agricultural Productivity: Cross-Country Evidence
Unal Seven, Semih Tumen
published in: Singapore Economic Review, 2020, 65, 161-183
IZA Discussion Paper No. 12926
Enterprising Women in Southern Africa: When Does Land Ownership Matter?
Zuzana Brixiova, Thierry Kangoye, Fiona Tregenna
published in: Journal of Family and Economic Issues, 2020, 41 (1), 37 - 51
IZA Discussion Paper No. 12855
Evaluating the Success of President Johnson's War on Poverty: Revisiting the Historical Record Using a Full-Income Poverty Measure
Richard V. Burkhauser, Kevin Corinth, James Elwell, Jeff Larrimore
IZA Discussion Paper No. 12836
Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Kyle Herkenhoff, Gajendran Raveendranathan
published online in: Review of Economic Studies, rdae098, 24 October 2024
IZA Discussion Paper No. 12514
The Effects of Access to Credit on Productivity: Separating Technological Changes from Changes in Technical Efficiency
Nusrat Abedin Jimi, Plamen Nikolov, Mohammad Abdul Malek, Subal C. Kumbhakar
published in: Journal of Productivity Analysis, 2019, 52 (1-3), 37-55
IZA Discussion Paper No. 12481
Dual-Credit Courses and the Road to College: Experimental Evidence from Tennessee
Steven W. Hemelt, Nathaniel L. Schwartz, Susan Dynarski
published in: Journal of Policy Analysis and Management, 2020, 39 (3), 686-719
IZA Discussion Paper No. 12233
Credit Where It's Due: Investigating Pathways from EITC Expansion to Maternal Mental Health
Anuj Gangopadhyaya, Fredric Blavin, Jason Gates, Breno Braga
published in: Health Economics 29, no. 9, 2020
IZA Discussion Paper No. 12233
Credit Where It's Due: Investigating Pathways from EITC Expansion to Maternal Mental Health
Anuj Gangopadhyaya, Fredric Blavin, Jason Gates, Breno Braga
published in: Health Economics 29, no. 9, 2020
IZA Discussion Paper No. 12095
Measuring the Spatial Misallocation of Labor: The Returns to India-Gulf Guest Work in a Natural Experiment
Michael A. Clemens
IZA Discussion Paper No. 11819
Micro-Entrepreneurship and Subjective Well-Being: Evidence from Rural Bangladesh
Muhammad Faress Bhuiyan, Artjoms Ivlevs
published in: Journal of Business Venturing, 2019, 34 (4), 625-645
IZA Discussion Paper No. 11479
Organisational Accreditation and Worker Upskilling in Britain
Getinet Astatike Haile
published as 'Organisational accreditation, workforce training and perceptions of performance' in: Industrial Relations Journal, 2021, 52 (4), 291-314
IZA Discussion Paper No. 11257
Heterogeneous Effects of Credit Constraints on SMEs' Employment: Evidence from the Great Recession
David Cornille, François Rycx, Ilan Tojerow
published as 'Heterogeneous Effects of Credit Constraints on SME's Employment: Evidence from the European Sovereign Debt Crisis' in : Journal of Financial Stability, 2019, 41, 1-13
IZA Discussion Paper No. 11248
The Effectiveness of Hiring Credits
Pierre Cahuc, Stéphane Carcillo, Thomas Le Barbanchon
published in: Review of Economic Studies, 2019, 86 (2), 593-626.
IZA Discussion Paper No. 11196
Public Funding and Corporate Innovation
Mathias Beck, Martin Junge, Ulrich Kaiser
IZA Discussion Paper No. 10583
A Firm of One's Own: Experimental Evidence on Credit Constraints and Occupational Choice
Andrew Brudevold-Newman, Maddalena Honorati, Pamela Jakiela, Owen Ozier
IZA Discussion Paper No. 10455
Gender Disparities in Employment and Earnings in Sub-Saharan Africa: Evidence from Swaziland
Zuzana Brixiova, Thierry Kangoye
updated and substantially revised and rewritten version available as IZA DP No. 14350
IZA Discussion Paper No. 10414
Lone Parents, Time-Limited In-Work Credits and the Dynamics of Work and Welfare
Mike Brewer, Jonathan Cribb
IZA Discussion Paper No. 10323
Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006
Luis Diaz-Serrano, Frank Gyimah Sackey
IZA Discussion Paper No. 10272
Migration and Development: Dissecting the Anatomy of the Mobility Transition
Thu Hien Dao, Frédéric Docquier, Christopher Parsons, Giovanni Peri
published in: Journal of Development Economics, 2018, 23(2), 223-258
IZA Discussion Paper No. 10046
The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan
Azhar Kahn, Twyeafur Rahman, Robert E. Wright
IZA Discussion Paper No. 10006
Effects of Credit Supply on Unemployment and Inequality
Subhayu Bandyopadhyay, Elias Dinopoulos, Bulent Unel
revised version published in: Federal Reserve Bank of St. Louis Review, 2018, 100 (4), 345-362
IZA Discussion Paper No. 9992
How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India
Sumon K. Bhaumik, Ali M. Kutan, Sudipa Majumdar
published in: European Journal of Finance, 2018, 24 (12), 1047 - 1062
IZA Discussion Paper No. 9529
Policy Levers to Increase Jobs and Increase Income from Work after the Great Recession
David Neumark
published in: IZA Journal of Labor Policy, 2015, 5, 6 (2016)
IZA Discussion Paper No. 9489
Job Creation, Small vs. Large vs. Young, and the SBA
J. David Brown, John S. Earle, Yana Morgulis
published in: John Haltiwanger, Erik Hurst, Javier Miranda, and Antoinette Schoar (eds.), Measuring Entrepreneurial Businesses: Current Knowledge and Challenges, University of Chicago Press, 2017, 371 - 410.
IZA Discussion Paper No. 9454
Welfare Implications of India's Employment Guarantee Programme with a Wage Payment Delay
Parantap Basu, Kunal Sen
IZA Discussion Paper No. 9340
Remittances and Credit Markets: Evidence from Senegal
Linguère Mously Mbaye
revised version published as 'Remittances and rural credit markets: Evidence from Senegal' in:Review of Development Economic, 2021, 25 (1), 183 - 199
IZA Discussion Paper No. 9238
Early Impacts of College Aid
Julio Cáceres-Delpiano, Eugenio Giolito, Sebastián Castillo
revised version published in: Economics of Education Review, 2018, 63, 154-166
IZA Discussion Paper No. 9146
The Employment Effects of State Hiring Credits
David Neumark, Diego Grijalva
published in: ILR Review, 2017, 70 (5), 1111-1145
IZA Discussion Paper No. 8999
Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Luis Diaz-Serrano, Frank Gyimah Sackey
published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.
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