IZA Discussion Papers

Gabriela Aparicio, Vida Bobic, Fernando De Olloqui, María Carmen, María Carmen Fernández Diez, Maria Paula Gerardino, Oscar A. Mitnik, Sebastian Vargas Macedo

IZA Discussion Paper No. 13893

Propensity Score Weighting with Mismeasured Covariates: An Application to Two Financial Literacy Interventions

Hao Dong, Daniel L. Millimet

published in: Journal of Risk and Financial Management, 2020, 13, 290

IZA Discussion Paper No. 13185

The Long Run Earnings Effects of a Credit Market Disruption

Effrosyni Adamopoulou, Marta De Philippis, Enrico Sette, Eliana Viviano

IZA Discussion Paper No. 12926

Enterprising Women in Southern Africa: When Does Land Ownership Matter?

Zuzana Brixiova Schwidrowski, Thierry Kangoye, Fiona Tregenna

published in: Journal of Family and Economic Issues, 2020, 41 (1), 37 - 51

IZA Discussion Paper No. 12836

Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry

Kyle Herkenhoff, Gajendran Raveendranathan

published online in: Review of Economic Studies, rdae098, 24 October 2024

IZA Discussion Paper No. 12359

Monetary Policy Transmission to Consumer Financial Stress and Durable Consumption

Dimitris Georgarakos, Konstantinos Tatsiramos

IZA Discussion Paper No. 11316

Mortgage Finance and Culture

Núria Rodríguez-Planas

published in: Journal of Regional Science, 2018, 58 (4), 786 - 821

IZA Discussion Paper No. 11257

Heterogeneous Effects of Credit Constraints on SMEs' Employment: Evidence from the Great Recession

David Cornille, François Rycx, Ilan Tojerow

published as 'Heterogeneous Effects of Credit Constraints on SME's Employment: Evidence from the European Sovereign Debt Crisis' in : Journal of Financial Stability, 2019, 41, 1-13

IZA Discussion Paper No. 10751

Consumer Loan Response to Permanent Labor Income Shocks: Evidence from a Major Minimum Wage Increase

Ibrahim Ethem Guney, Yavuz Selim Hacihasanoglu, Semih Tumen

IZA Discussion Paper No. 10323

Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006

Luis Diaz-Serrano, Frank Gyimah Sackey

IZA Discussion Paper No. 10229

Effects of Labor Reallocation on Productivity and Inequality: Insights from Studies on Transition

Joanna Tyrowicz, Lucas Van der Velde, Jan Svejnar

published in: Journal of Economic Surveys, 2017, 31 (3), 712-732

IZA Discussion Paper No. 10046

The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan

Azhar Kahn, Twyeafur Rahman, Robert E. Wright

IZA Discussion Paper No. 10024

How to Help Poor Informal Workers to Save a Bit: Evidence from a Field Experiment in Kenya

Merve Akbas, Dan Ariely, David A. Robalino, Michael Weber

IZA Discussion Paper No. 10006

Effects of Credit Supply on Unemployment and Inequality

Subhayu Bandyopadhyay, Elias Dinopoulos, Bulent Unel

revised version published in: Federal Reserve Bank of St. Louis Review, 2018, 100 (4), 345-362

IZA Discussion Paper No. 9992

How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India

Sumon K. Bhaumik, Ali M. Kutan, Sudipa Majumdar

published in: European Journal of Finance, 2018, 24 (12), 1047 - 1062

IZA Discussion Paper No. 9427

Trend-Spotting in the Housing Market

Nikos Askitas

published in: Cityscape - A Journal of Policy Development and Research, 2016, 18 (3), 185-198

IZA Discussion Paper No. 9267

Finance and Growth at the Firm Level: Evidence from SBA Loans

J. David Brown, John S. Earle

publlished in: Journal of Finance, 2017, 72 (3), 1039 - 1080

IZA Discussion Paper No. 8999

Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana

Luis Diaz-Serrano, Frank Gyimah Sackey

published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.

IZA Discussion Paper No. 8306

Cross-National Differences in Wealth Portfolios at the Intensive Margin: Is There a Role for Policy?

Karina Doorley, Eva Sierminska

published in: Research on Economic Inequality, 2014, 22, 43-85

IZA Discussion Paper No. 8294

Recovery Performance of Primary Agriculture Credit Societies in India: An Assessment

Rabin Mazumder, Chandrasekhar Chakravarty, Amit Kumar Bhandari

IZA Discussion Paper No. 8193

Do Interventions Targeted at Micro-Entrepreneurs and Small and Medium-Sized Firms Create Jobs? A Systematic Review of the Evidence for Low and Middle Income Countries

Michael Grimm, Anna Luisa Paffhausen

published in: Labour Economics, 2015, 32, 67-85

IZA Discussion Paper No. 7910

Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data

Olivier Coibion, Yuriy Gorodnichenko, Marianna Kudlyak, John Mondragon

IZA Discussion Paper No. 7872

Financial Markets, Banks' Cost of Funding, and Firms' Decisions: Lessons from Two Crises

Pierluigi Balduzzi, Emanuele Brancati, Fabio Schiantarelli

published in: Journal of Financial Intermediation, 2018, 36, 1-15

IZA Discussion Paper No. 7800

Incentive Pay and Performance: Insider Econometrics in a Multi-Unit Firm

Hein Bogaard, Jan Svejnar

published in: Labour Economics, 2018, 54, 100 - 115

IZA Discussion Paper No. 7734

To Own or Not to Own? Household Portfolios, Demographics and Institutions in a Cross-National Perspective

Eva Sierminska, Karina Doorley

published in: Journal of Income Distribution, 2018, 25 (1), 1-43

IZA Discussion Paper No. 7688

Is Climbing Difficult? A Gendered Analysis on the Use of Financial Services in Ghana and South Africa

Samuel Annim, Thankom Gopinath Arun

IZA Discussion Paper No. 7544

Do SBA Loans Create Jobs?

J. David Brown, John S. Earle

IZA Discussion Paper No. 7439

Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco

Manuela Angelucci, Dean Karlan, Jonathan Zinman

substantially revised version published as "Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco" in: American Economic Journal: Applied Economics, 2015, 7 (1), 151-182

IZA Discussion Paper No. 6359

Pregibit: A Family of Discrete Choice Models

Chu-Ping C. Vijverberg, Wim P. Vijverberg

IZA Discussion Paper No. 6193

Credit Constraints and Productive Entrepreneurship in Africa

Mina Baliamoune-Lutz, Zuzana Brixiova Schwidrowski, Leonce Ndikumana

IZA Discussion Paper No. 6027

Business Cycle Effects of Credit and Technology Shocks in a DSGE Model with Firm Defaults

M. Hashem Pesaran, TengTeng Xu

IZA Discussion Paper No. 5895

Detecting Mortgage Delinquencies

Nikos Askitas, Klaus F. Zimmermann

IZA Discussion Paper No. 5738

The Value of Business Networks in Emerging Economies: An Analysis of Firms' External Financing Opportunities

Oluwarotimi Owolabi, Sarmistha Pal

published as 'Does business networking boost firms' external financing opportunities? Evidence from Central and Eastern Europe' in: Applied Financial Economics, 2013, 23 (5), 415-432

IZA Discussion Paper No. 5578

Is there Discriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?

Luis Diaz-Serrano, Josep M. Raya

published as 'Mortgages, immigrants and discrimination: An analysis of the interest rates in Spain' in: Regional Science & Urban Economics, 2014, 45, 22-32

IZA Discussion Paper No. 5159

Economic Governance of MFIs: Inside the Black Box

Thankom Gopinath Arun, Samuel Annim

IZA Discussion Paper No. 4758

Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?

Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson

IZA Discussion Paper No. 4631

Mortgage Indebtedness and Household Financial Distress

Dimitris Georgarakos, Adriana Lojschova, Melanie E. Ward-Warmedinger

IZA Discussion Paper No. 4630

Produce or Speculate? Asset Bubbles, Occupational Choice and Efficiency

Pierre Cahuc, Edouard Challe