TY  - RPRT
        AU  - Diaz-Serrano, Luis
AU  - Sackey, Frank Gyimah
        TI  - Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
        PY  - 2015/Apr/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 8999
        UR  - https://www.iza.org/publications/dp8999
        AB  - This study sets out to examine the extent to which access to credit and credit rationing are influenced by the microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions' credit and loan records consisting of borrowers and credit characteristics. Our results are puzzling and show that credit rationing is not influenced by the microfinance types but by the individual microfinance institutions.
        KW  - microfinance
KW  - Ghana
KW  - credit rationing
        ER  -