TY  - RPRT
        AU  - Deschacht, Nick
AU  - Guillemyn, Inés
AU  - Vujic, Suncica
        TI  - Exposing the Gap: Gender Inequality in Occupational Pension Coverage and Income Across Europe
        PY  - 2025/Oct/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 18163
        UR  - https://www.iza.org/publications/dp18163
        AB  - Using data from the Survey of Health, Ageing and Retirement (SHARE), this paper examines occupational pension income and coverage gaps between men and women. The focus is on a group of countries with comparable occupational pension regulations: Germany, Sweden, the Netherlands and Switzerland. The results show that after accounting for observable characteristics, over half of the gender gap in occupational pension coverage is explained, largely driven by women’s shorter labour market participation, greater part-time work, and lower wages. Factors driving this gap remain constant across birth cohorts. Conditional on receiving an occupational pension, women receive nearly 40 percent less occupational pension income than men, partly due to part-time work and industry of employment. Selection into pension receipt has only a limited impact on the gender pension gap. While pension coverage gap decomposition shows little variation across countries, this is not the case for the gender pension gap, notably with cross-country differences in part-time work.
        KW  - Oaxaca-Blinder decomposition
KW  - gender occupational pension income and coverage gaps
KW  - Yun decomposition
KW  - selection
KW  - Europe
        ER  -