TY  - RPRT
        AU  - Bartels, Charlotte
AU  - Sierminska, Eva
AU  - Schröder, Carsten
        TI  - Wealth Creators or Inheritors? Unpacking the Gender Wealth Gap from Bottom to Top and Young to Old
        PY  - 2024/Sep/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 17324
        UR  - https://www.iza.org/publications/dp17324
        AB  - There is growing interest in understanding how gender influences the accumulation of wealth. While prior studies focused on labor-related determinants, our research focuses on inheritances and gifts. Using unique survey data that oversamples the top 1% of wealth holders in Germany, we show that the gender wealth gap is small for individuals up to age 40, then widens, and declines for those past retirement age. Transfer amounts and their timing are important drivers of these differences: men tend to inherit larger sums than women during their working life. Women often outlive their male partners, thus receiving larger inheritances at older ages.
        KW  - gender economics
KW  - inheritances
KW  - gender wealth gap
KW  - wealth inequality
KW  - wealth accumulation
        ER  -