TY  - RPRT
        AU  - Kaiser, Tim
AU  - Lusardi, Annamaria
        TI  - Financial Literacy and Financial Education: An Overview
        PY  - 2024/Apr/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 16926
        UR  - https://www.iza.org/publications/dp16926
        AB  - This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on financial behaviors and outcomes. Finally, we review the evidence on the causal effects of financial education programs focusing on randomized controlled trial evaluations. The article concludes with perspectives on future research priorities for both financial literacy and financial education.
        KW  - financial education
KW  - financial literacy
KW  - financial behavior
        ER  -