TY  - RPRT
        AU  - Abiona, Olukorede
AU  - Koppensteiner, Martin Foureaux
        TI  - Financial Inclusion, Shocks and Poverty: Evidence from the Expansion of Mobile Money in Tanzania
        PY  - 2018/Oct/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 11928
        UR  - https://www.iza.org/publications/dp11928
        AB  - We estimate the effect of mobile money adoption on consumption smoothing, poverty and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and combine this with idiosyncratic shocks from variation in rainfall over time and across space in an instrumented DiD methodology. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.
        KW  - human capital accumulation
KW  - mobile money
KW  - household shocks
KW  - rainfall
KW  - poverty
KW  - Tanzania
        ER  -