TY  - RPRT
        AU  - Kyyrä, Tomi
AU  - Paukkeri, Tuuli
        TI  - Using a Kinked Policy Rule to Estimate the Effect of Experience Rating on Disability Inflow
        PY  - 2018/Mar/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 11409
        UR  - https://www.iza.org/publications/dp11409
        AB  - We study whether the experience rating of employers' disability insurance premiums affects the inflow to disability benefits in Finland. To identify the causal effect of experience rating, we exploit "kinks" in the rule that specifies the degree of experience rating as a function of firm size. Using comprehensive matched employer-employee panel data, we estimate the effects of experience rating on the inflow to sickness and disability benefits. Our results suggest that experience rating has reduced the disability inflow among men under age 50. For other groups we find no significant effects, yet we cannot rule out relatively small effects.
        KW  - experience rating
KW  - disability insurance
KW  - early retirement
        ER  -