TY  - RPRT
        AU  - Kostøl, Andreas Ravndal
AU  - Mogstad, Magne
        TI  - Earnings, Disposable Income, and Consumption of Allowed and Rejected Disability Insurance Applicants
        PY  - 2015/Feb/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 8893
        UR  - https://www.iza.org/index.php/publications/dp8893
        AB  - Two key questions in thinking about the size and growth of the disability insurance program are to what extent it discourages work, and how valuable the insurance is to individuals and families. These questions motivate our paper. We begin by describing the earnings, disposable income and consumption of awarded and rejected DI applicants, before and after the disability onset and the allowance decision. Next, we discuss how these descriptive results can be interpreted through the lens of alternative empirical approaches. Our analysis uses a Norwegian population panel data set with detailed information about every individual and household.
        KW  - benefit substitution
KW  - labor supply
KW  - disability insurance
KW  - disposable income
        ER  -