@TechReport{iza:izadps:dp7440,
            	author={Mavromaras, Kostas and Sloane, Peter J. and Wei, Zhang},
            	title={The Scarring Effects of Unemployment, Low Pay and Skills Under-utilisation in Australia Compared},
            	year={2013},
	month={Jun},
            	institution={Institute of Labor Economics (IZA)},
            	address={Bonn},
            	type={IZA Discussion Paper},
            	number={7440},
            	url={https://www.iza.org/index.php/publications/dp7440},
	abstract={There is a substantial literature on the scarring effects of unemployment on future employment prospects and a smaller one on the scarring effects of low pay, but the possibility that skills mismatch in the form of skills under-utilisation, may also have similar detrimental effects, has not previously been considered. This paper uses the first ten waves of the HILDA survey data to investigate the inter-related dynamics of unemployment, low pay and skills under-utilisation in Australia, focussing on differences by gender and educational pathways. It shows that skills under-utilisation also exhibits scarring effects, in addition to earlier evidence on wage penalties and reduced job satisfaction.},
	keywords={dynamic estimation;state dependence;education pathways;job quality},
            }