TY  - RPRT
        AU  - Kooreman, Peter
AU  - Melenberg, Bertrand
AU  - Prast, Henriëtte M.
AU  - Vellekoop, Nathanaël
        TI  - Framing Effects in an Employee Savings Scheme: A Non-Parametric Analysis
        PY  - 2013/Jan/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 7154
        UR  - https://www.iza.org/index.php/publications/dp7154
        AB  - Studies have found evidence that seemingly irrelevant details of an income component such as its label have an effect on how it is used. Using a data set with more than one million employee-month observations, we investigate the role of functional form assumptions and time aggregation in the analysis of these effects. In most cases we find evidence that marginal propensities to save differ across income components. Our analysis reveals a large degree of heterogeneity in savings behavior within the year.
        KW  - framing effects
KW  - labeling effects
KW  - employee savings
KW  - nonparametric methods
KW  - behavioral economics
        ER  -