TY  - RPRT
        AU  - Kahn, Azhar
AU  - Rahman, Twyeafur
AU  - Wright, Robert E.
        TI  - The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan
        PY  - 2016/Jul/
        PB  - Institute of Labor Economics (IZA)
        CY  - Bonn
        T2  - IZA Discussion Paper
        IS  - 10046
        UR  - https://www.iza.org/index.php/publications/dp10046
        AB  - This paper examines the impact of micro-credit on employment. Household-level data was collected, following a quasi-experimental design, in Bangladesh and Pakistan. Three borrower groups are compared: Current borrowers; Pipeline borrowers and Non-borrowers. Pipeline borrowers are included to control for self-selection effects. It is argued that micro-credit causes a substitution of employment away from employment-for-pay to self-employment. Therefore, the effect on total employment is ambiguous. OLS and fixed effects regression are used to examine separately self-employment and employment-for-pay between three groups of borrowers. For Pakistan, there is no evidence that micro-credit effects employment. However, for Bangladesh, there is robust evidence consistent with this hypothesis.
        KW  - micro-credit
KW  - poverty
KW  - self-employment
        ER  -