The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising over 13,000 papers, IZA's publication flagship is the most influential working paper series in labor economics. 

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44 IZA Discussion Papers
IZA Discussion Paper No. 13185
The Long Run Earnings Effects of a Credit Market Disruption
Effrosyni Adamopoulou, Marta De Philippis, Enrico Sette, Eliana Viviano
IZA Discussion Paper No. 12926
Enterprising Women in Southern Africa: When Does Land Ownership Matter?
Zuzana Brixiova, Thierry Kangoye, Fiona Tregenna
published in: Journal of Family and Economic Issues, 2020, 41 (1), 37 - 51
IZA Discussion Paper No. 12836
Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Kyle Herkenhoff, Gajendran Raveendranathan
IZA Discussion Paper No. 12359
Monetary Policy Transmission to Consumer Financial Stress and Durable Consumption
Dimitris Georgarakos, Konstantinos Tatsiramos
IZA Discussion Paper No. 11316
Mortgage Finance and Culture
Núria Rodríguez-Planas
pubished in: Journal of Regional Science, 2018, 58 (4), 786-821. (http://dx.doi.org/10.1111/jors.12385)
IZA Discussion Paper No. 11257
Heterogeneous Effects of Credit Constraints on SMEs' Employment: Evidence from the Great Recession
David Cornille, Francois Rycx, Ilan Tojerow
published as 'Heterogeneous Effects of Credit Constraints on SME's Employment: Evidence from the European Sovereign Debt Crisis' in : Journal of Financial Stability, 2019, 41, 1-13
IZA Discussion Paper No. 10751
Consumer Loan Response to Permanent Labor Income Shocks: Evidence from a Major Minimum Wage Increase
Ibrahim Ethem Guney, Yavuz Selim Hacihasanoglu, Semih Tumen
IZA Discussion Paper No. 10323
Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006
Luis Diaz-Serrano, Frank Gyimah Sackey
IZA Discussion Paper No. 10229
Effects of Labor Reallocation on Productivity and Inequality: Insights from Studies on Transition
Joanna Tyrowicz, Jan Svejnar
published in: Journal of Economic Surveys, 2017, 31 (3), 712-732
IZA Discussion Paper No. 10046
The Impact of Micro-Credit on Employment: Evidence from Bangladesh and Pakistan
Azhar Kahn, Twyeafur Rahman, Robert E. Wright
IZA Discussion Paper No. 10024
How to Help Poor Informal Workers to Save a Bit: Evidence from a Field Experiment in Kenya
Merve Akbas, Dan Ariely, David A. Robalino, Michael Weber
IZA Discussion Paper No. 10006
Effects of Credit Supply on Unemployment and Inequality
Subhayu Bandyopadhyay, Elias Dinopoulos, Bulent Unel
revised version published in: Federal Reserve Bank of St. Louis Review, 2018, 100 (4), 345-362
IZA Discussion Paper No. 9992
How Successful Are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India
Sumon K. Bhaumik, Ali M. Kutan, Sudipa Majumdar
forthcoming in: European Journal of Finance
IZA Discussion Paper No. 9427
Trend-Spotting in the Housing Market
Nikos Askitas
published in: Cityscape - A Journal of Policy Development and Research, 2016, 18 (3), 185-198, Article
IZA Discussion Paper No. 9267
Finance and Growth at the Firm Level: Evidence from SBA Loans
J. David Brown, John S. Earle
publlished in: Journal of Finance, 2017, 72 (3), 1039 - 1080
IZA Discussion Paper No. 8999
Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Luis Diaz-Serrano, Frank Gyimah Sackey
published as "Microfinance and credit rationing: does the microfinance type matter?" Journal of Sustainable Finance & Investment, 8(2), 114–131.
IZA Discussion Paper No. 8306
Cross-National Differences in Wealth Portfolios at the Intensive Margin: Is There a Role for Policy?
Karina Doorley, Eva Sierminska
published in: Research on Economic Inequality, 2014, 22, 43-85
IZA Discussion Paper No. 8294
Recovery Performance of Primary Agriculture Credit Societies in India: An Assessment
Rabin Mazumder, Chandrasekhar Chakravarty, Amit Kumar Bhandari
IZA Discussion Paper No. 8193
Do Interventions Targeted at Micro-Entrepreneurs and Small and Medium-Sized Firms Create Jobs? A Systematic Review of the Evidence for Low and Middle Income Countries
Michael Grimm, Anna Luisa Paffhausen
published in: Labour Economics, 2015, 32, 67-85
IZA Discussion Paper No. 7910
Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
Olivier Coibion, Yuriy Gorodnichenko, Marianna Kudlyak, John Mondragon
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