The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising over 14,000 papers, IZA's publication flagship is the most influential working paper series in labor economics. 

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78 IZA Discussion Papers
IZA Discussion Paper No. 7417
Homeownership and Entrepreneurship: The Role of Commitment and Mortgage Debt
Philippe Bracke, Christian Hilber, Olmo Silva
heavily revised version published as 'Mortgage debt and entrepreneurship' in: Journal of Urban Economics, 2018, 103, 52 - 66
IZA Discussion Paper No. 6989
Banks Information Policies, Financial Literacy and Household Wealth
Margherita Fort, Francesco Manaresi, Serena Trucchi
revised version published in: Economic Policy Volume 31 (88), 743-782 DOI: http://dx.doi.org/10.1093/epolic/eiw012
IZA Discussion Paper No. 6927
Savings and Prize-Linked Savings Accounts
Kadir Atalay, Fayzan Bakhtiar, Stephen L. Cheung, Robert Slonim
revised version published in: Journal of Economic Behavior and Organization, 2014, 107 (A), 86-106
IZA Discussion Paper No. 6824
Risk and Saving in Two-Person Households: More Scope for Precautionary Saving
Patricia Apps, Yuri Andrienko, Ray Rees
published as 'Risk and Precautionary Saving in Two-Person Households' in: American Economic Review, 2014, 104 (3), 1040-1046
IZA Discussion Paper No. 6311
Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
Felipe Kast, Stephan Meier, Dina Pomeranz
revised version published as 'Saving More in Groups: Field Experimental Evidence from Chile' in: Journal of Development Economics, 2018, 133, 275-294.
IZA Discussion Paper No. 6191
Household Finances and the 'Big Five' Personality Traits
Sarah Brown, Karl Taylor
published in: Journal of Economic Psychology, 2014, 45, 197-212
IZA Discussion Paper No. 6093
Funding Self-Employment: The Role of Consumer Credit
Christoph Kneiding, Alexander S. Kritikos
published in: Applied Economics, 2013, 45 (13), 1741-1749
IZA Discussion Paper No. 6049
The Effects of Tax Salience and Tax Experience on Individual Work Efforts in a Framed Field Experiment
Martin Fochmann, Joachim Weimann
IZA Discussion Paper No. 5814
Exponential Growth Bias and Financial Literacy
Johan Almenberg, Christer Gerdes
published in: Applied Economics Letters, 2012, 19 (17), 1693-1696
IZA Discussion Paper No. 5418
Income Pooling and Household Division of Labor: Evidence from Danish Couples
Catalina Amuedo-Dorantes, Jens Bonke, Shoshana Grossbard
IZA Discussion Paper No. 4886
Social Interaction and Stock Market Participation: Evidence from British Panel Data
Sarah Brown, Karl Taylor
IZA Discussion Paper No. 4804
Gambling and the Use of Credit: An Individual and Household Level Analysis
Sarah Brown, Andy Dickerson, Jolian McHardy, Karl Taylor
published in: Applied Economics, 2011, 44 (35), 4639-4650
IZA Discussion Paper No. 4758
Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?
Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson
IZA Discussion Paper No. 4631
Mortgage Indebtedness and Household Financial Distress
Dimitris Georgarakos, Adriana Lojschova, Melanie E. Ward-Warmedinger
IZA Discussion Paper No. 4198
Present-Biased Preferences and Credit Card Borrowing
Stephan Meier, Charles Sprenger
published in: American Economic Journal: Applied Economics, 2010, 2 (1), 193-210
IZA Discussion Paper No. 3545
The Racial Saving Gap Enigma: Unraveling the Role of Institutions
Willie Belton, Ruth Uwaifo Oyelere
IZA Discussion Paper No. 3507
Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs
Stephan Meier, Charles Sprenger
revised version published in: Journal of Economic Behavior & Organization, 2013, 95, 159–174
IZA Discussion Paper No. 1624
Disagreement in Partners' Reports of Financial Difficulty
Robert Breunig, Deborah A. Cobb-Clark, Xiaodong Gong, Danielle Venn
published in: Review of the Economics of the Household, 2007, 5 (1), 59-82
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