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IZA Discussion Papers

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The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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100 IZA Discussion Papers
IZA Discussion Paper No. 13178
Financial Education Affects Financial Knowledge and Downstream Behaviors
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
published in: Journal of Financial Economics, 2022, 145 (2), 255-272
IZA Discussion Paper No. 13169
On the Commitment Needs of Partially Naive Agents
Pan Liu, Torben M. Andersen, Joydeep Bhattacharya
IZA Discussion Paper No. 13077
How People React to Pension Risk
Nicolás Salamanca, Andries de Grip, Olaf Sleijpen
IZA Discussion Paper No. 12836
Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Kyle Herkenhoff, Gajendran Raveendranathan
published online in: Review of Economic Studies, rdae098, 24 October 2024
IZA Discussion Paper No. 12813
Improving Access to Savings through Mobile Money: Experimental Evidence from African Smallholder Farmers
Catia Batista, Pedro C. Vicente
published in: World Development, 2020, 129, 104905
IZA Discussion Paper No. 12744
The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Stefan Etgeton, Björn Fischer, Han Ye
published as 'The Effect of Increasing Retirement Age on Households' Savings and Consumption Expenditure' in: Journal of Public Economics, 2023, 221, 104845
IZA Discussion Paper No. 12743
Differences in Euro-Area Household Finances and their Relevance for Monetary-Policy Transmission
Thomas Hintermaier, Winfried Koeniger
revised version forthcoming in: Quantitative Economics, 2025
IZA Discussion Paper No. 12562
The Diversity of Household Assets Holdings in the United States in 2007 and 2009: Measurement and Determinants
Eva Sierminska, Jacques Silber
published in: Review of the Economics of the Household, 2020, 18, 599 - 634
IZA Discussion Paper No. 12497
Who Is a Passive Saver under Opt-In and Auto-Enrollment?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Journal of Economic Behavior & Organization, 2020, 173, 301-321
IZA Discussion Paper No. 12285
Depression, Risk Preferences and Risk-Taking Behavior
Deborah A. Cobb-Clark, Sarah C. Dahmann, Nathan Kettlewell
published in: Journal of Human Resources, 2022, 57 (5) 1566-160
IZA Discussion Paper No. 12263
Behavioral Impediments to Valuing Annuities: Complexity and Choice Bracketing
Jeffrey R. Brown, Arie Kapteyn, Erzo F.P. Luttmer, Olivia S. Mitchell, Anya Samek
published in: Review of Economics and Statistics, 2021, 103 (3), 533–546.
IZA Discussion Paper No. 12239
Maxed Out? The Effect of Larger Student Loan Limits on Borrowing and Education Outcomes
Jeffrey T. Denning, Todd R. Jones
published in: Journal of Human Resources, 2021, 56 (4), 1113-1140
IZA Discussion Paper No. 12188
The Determinants of Retirement Planning within Couples in Ireland
Karina Doorley, Anne Nolan
IZA Discussion Paper No. 11979
The Financial Decisions of Immigrant and Native Households: Evidence from Italy
Graziella Bertocchi, Marianna Brunetti, Anzelika Zaiceva
substantially revised version published in: Italian Economic Journal, 2023, 9, 117-174
IZA Discussion Paper No. 11830
Pension Strategies of Workers in a Country Getting Old before Getting Rich
Sonia Buchholtz, Jan Gaska, Marek Góra
IZA Discussion Paper No. 11774
Thinking of Incentivizing Care? The Effect of Demand Subsidies on Informal Caregiving and Intergenerational Transfers
Joan Costa-Font, Sergi Jimenez-Martin, Cristina Vilaplana-Prieto
revised version published as 'Do Public Caregiving Subsidies and Supports affect the Provision of Care and Transfers?' in: Journal of Health Economics, 2022, 84,102639
IZA Discussion Paper No. 11762
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff
published in: Economic Inquiry, 2019, 57 (3), 1636 - 1658
IZA Discussion Paper No. 11664
Working Beyond 65 in Ireland
Anne Nolan, Alan Barrett
IZA Discussion Paper No. 11663
The Role of Self-Employment in Ireland's Older Workforce
Anne Nolan, Alan Barrett
published in: Journal of the Economics of Ageing, 2019, 14, 100201
IZA Discussion Paper No. 11464
Household Savings and Marriage Payments: Evidence from Dowry in India
S Anukriti, Sungoh Kwon, Nishith Prakash
published as 'Saving for dowry: Evidence from rural India' in: Journal of Development Economics, 2022, 154, 102750
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