The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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100 IZA Discussion Papers
IZA Discussion Paper No. 15758
Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao
published in: Journal of Economic Behavior & Organization, 2023, 214, 561-573
IZA Discussion Paper No. 15712
The Distribution of Ambiguity Attitudes
Hans-Martin von Gaudecker, Axel Wogrolly, Christian Zimpelmann
IZA Discussion Paper No. 15457
Does It Matter Who Cares for You? The Effect of Substituting Informal with Formal Personal Care on the Care Recipients' Health
Bruce Hollingsworth, Asako Ohinata, Matteo Picchio, Ian Walker
IZA Discussion Paper No. 15402
Does State-Mandated Financial Education Reduce High School Graduation Rates?
Carly Urban
IZA Discussion Paper No. 15287
Financial Literacy Amongst Young People: When Does the Gender Gap Begin?
Alison Preston, Robert E. Wright
published as 'When Does the Gender Gap in Financial Literacy Begin?' in: Economic Record, 2024, 100 (328), 44-73
IZA Discussion Paper No. 15222
Family Finances and Debt Overhang: Evolving Consumption Patterns of Spanish Households
Hector Sala, Pedro Trivín
IZA Discussion Paper No. 15155
Maternal Displacements during Pregnancy and the Health of Newborns
Stefano Cellini, Livia Menezes, Martin Foureaux Koppensteiner
IZA Discussion Paper No. 15018
Skewness Expectations and Portfolio Choice
Tilman Drerup, Matthias Wibral, Christian Zimpelmann
published in: Experimental Economics, 2023, 26, 107 - 144
IZA Discussion Paper No. 14876
Biased Survival Expectations and Behaviours: Does Domain Specific Information Matter?
Joan Costa-Font, Cristina Vilaplana-Prieto
published in: Journal of Risk and Uncertainty, 2022, 65, 285 - 317
IZA Discussion Paper No. 14759
Preferences, Financial Literacy, and Economic Development
Maddalena Davoli, Núria Rodríguez-Planas
IZA Discussion Paper No. 14653
Child Education-Induced Migration and Its Impact on the Economic Behaviors of Migrated Households in China
Weibo Yan, Peng Nie
published in: Applied Economics, 2023, 55 (7), 691-709
IZA Discussion Paper No. 14523
Using Bank Savings Product Design for Empowering Women and Agricultural Development
Jose C. Galdo
updated version published online in: World Bank Economic Review, 29 May 2024
IZA Discussion Paper No. 14301
Financial Advice and Household Financial Portfolios
Sarah Brown, Alessandro Bucciol, Alberto Montagnoli, Karl Taylor
published in: Oxford Bulletin of Economics and Statistics, 2025, 87 (2), 382-413.
IZA Discussion Paper No. 14210
Reported MPC in the Presence of Debt
Hector Sala, Pedro Trivín
piblished in: Economics Letters, 2021, 205, 109929
IZA Discussion Paper No. 14193
A Bigger House at the Cost of an Empty Fridge? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data
Philip Du Caju, Guillaume Périlleux, François Rycx, Ilan Tojerow
published as 'A Bigger House at the Cost of an Empty Stomach? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data' in: Review of Economics of the Household, 2023, 21, 291 - 333
IZA Discussion Paper No. 13951
Risk Preference and Entrepreneurial Investment at the Top of the Wealth Distribution
Frank M. Fossen, Johannes König, Carsten Schröder
revised version published in: Empirical Economics, 2024, 66, 735–761
IZA Discussion Paper No. 13891
The Gender of Debt and Credit: Insights from Rural Tamil Nadu
Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul
published in: World Development, 2021, 146, 105363
IZA Discussion Paper No. 13767
Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies
Christian P. R. Schmid, Nicolas Schreiner, Alois Stutzer
revised version published in: Journal of the European Economic Association, 2022, 20 (5), 1829-1858
IZA Discussion Paper No. 13566
Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention
Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim
an updated version of this paper is available as IZA DP No. 16102
IZA Discussion Paper No. 13349
Culture and Adult Financial Literacy: Evidence from the United States
Maddalena Davoli, Núria Rodríguez-Planas
published in: Economics of Education Review, 2020, 78, 102013
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